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701 Maple St, Atlantic, IA, 50022

3beds
2baths
2,520sqft
$85,000
$34price/sqft
$799/moest. monthly cost
$31,960/yrincome needed

About This Home

Charming 2-story home full of character located on a spacious corner lot in Atlantic! This 3-bedroom, 1-bath property offers 2,520 sq ft of living space and showcases beautiful original woodwork and hardwood floors throughout. With its classic details and generous layout, this home presents a fantastic opportunity to restore and make it your own. Situated on a .24-acre lot, there's plenty of outdoor space to enjoy. Home is in need of TLC and is being sold as-is--perfect for investors or buyers looking to build equity. Don't miss the potential this property has to offer!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
8/10
Atlantic Middle SchoolGrades 6-80.3 mi
4/10
Atlantic High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,520

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: None

Interior Area

  • Total structure area: 2,520
  • Total interior livable area: 2,520 sqft

Property

Details

  • Parcel number: 303006703001000
  • Zoning: Residential

Features

  • Levels: Two
  • Fencing: Fenced

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: .24

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Strong Wind
Winter Weather
Drought
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$96$1,152
Property Taxes $87$1,044
Electricity $187$2,255
Total$799$9,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,394/yr
40% on housing$23,970/yr
45% on housing$21,306/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$34This listing

vs Other Active Listings

Avg $/sqft

ZIP 50022$123
Cass County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 50022
Cass County$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$99,900
2026-04-26Price change$104,900
2026-04-15Listed for sale$109,900

For Sale by Agent

AgentHeather Pelzer
BrokerageKeller Williams Realty

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