1304 Chestnut St, Atlantic, IA, 50022
About This Home
Welcome to your new favorite place to call home—a fully furnished five-bedroom, one-and-a-half-bath house that blends modern updates with the charm of country-style living, right in town! Step into the updated kitchen, featuring contemporary finishes that make meal prep feel less like a chore and more like a lifestyle upgrade. The interior offers generous space for both unwinding and entertaining, with a layout that works for quiet evenings or lively gatherings. You'll love the comfort and privacy of the primary bedroom, accompanied by four additional bedrooms that can flex for guests, hobbies, or even that home office you've always talked about. Outside, the massive yard is a dream come true—big enough for a garden, a game of catch, or your four-legged friend. The detached two-car garage offers practical storage and parking, while the barn provides the perfect space for DIY projects, hobbies, or simply escaping the chaos of indoor life. This home offers the perks of country serenity with the convenience of being in town—you'll enjoy a quiet atmosphere without sacrificing access to daily essentials. This home is a move-in-ready option with something for everyone! Don't miss your chance to enjoy the best of both worlds—comfort, space, and a little bit of country charm all tied up in one inviting package. Call a realtor today for your tour and find out about a seller paid rate buydown that reduces the buyers interest rate!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1912
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Heating & Cooling
- Heating features: Boiler
- Cooling features: Window Unit(s)
Interior Area
- Total interior livable area: 1,990 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 300003919001000
Features
- Levels: Two
Lot
- Lot size: 0.71 Acres
- Lot size dimensions: 102.50 x 300.00
Parking
- Total spaces: 3
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Heat Wave
- Strong Wind
- Winter Weather
- Drought
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,425 | $17,100 |
| Home Insurance * | $321 | $3,852 |
| Property Taxes | $405 | $4,860 |
| Electricity | $148 | $1,781 |
| Total | $2,299 | $27,588 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Price change | $286,900 |
| 2026-03-04 | Price change | $291,900 |
| 2025-10-23 | Listed for sale | $299,900 |
| 2024-09-06 | Listing removed | $299,000 |
| 2024-09-01 | Price change | $299,000 |
| 2024-08-04 | Listed for sale | $331,000 |
| 2024-07-03 | Listing removed | -- |
| 2024-05-28 | Price change | $279,900 |
| 2024-05-20 | Price change | $289,900 |
| 2024-04-15 | Price change | $325,000 |
| 2024-04-09 | Listed for sale | $267,700 |
| 2024-04-05 | Listing removed | -- |
| 2024-03-01 | Price change | $287,300 |
| 2024-02-09 | Price change | $295,500 |
| 2024-02-08 | Pending sale | $299,999 |
| 2023-11-06 | Price change | $299,999 |
| 2023-10-22 | Price change | $308,999 |
| 2023-10-07 | Listed for sale | $318,999 |
| 2023-07-26 | Listing removed | -- |
| 2023-06-24 | Price change | $317,999 |
| 2023-05-25 | Listed for sale | $350,000 |
| 2022-05-19 | Listing removed | $190,000 |
| 2021-07-16 | Sold | $190,000 |
| 2021-06-21 | Pending sale | $190,000 |
| 2021-06-18 | Listed for sale | $190,000 |
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