205 Ridge Rd, Atlantic, IA, 50022
About This Home
Welcome to 205 Ridge Rd, a well-maintained ranch home offering comfortable living and excellent location just steps from Washington School and close to the YMCA. Situated on nearly 1/2 acre, this home combines functional layout, recent updates, and generous outdoor space - perfect for families or those seeking room to grow. This inviting residence includes 4 bedrooms and 2 full bathrooms across approximately 2,465 sq ft of living space. The main level features three bedrooms and a full bath, while the lower level includes an additional bedroom with a full bath, providing flexible living arrangements for guests or extended family. Interior highlights include abundant natural light, new windows, and updated flooring and carpet throughout. The open living areas provide a seamless flow between rooms. The finished basement expands your usable living space and offers valuable versatility. The oversized backyard is a true asset, featuring a 10' by 16' storage shed, cement sports pad with a basketball hoop, and a steel-framed swing set - ideal for outdoor recreation and entertaining. An attached single-car garage offers extra workspace and storage. Energy-efficient systems, including an electric heat pump, help keep utility costs low, with average monthly utilities totaling approximately $166/month. Don't miss this opportunity to own a thoughtfully updated home in a desirable Atlantic neighborhood.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1956
Materials
- Foundation: Concrete Block
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Garbage disposal,Range / Oven,Refrigerator
Basement
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Laminate
Heating & Cooling
- Heating features: Forced air,Heat pump,Electric
- Cooling features: Central
Interior Area
- Total interior livable area: 2,465 sqft
Property
Details
- Parcel number: 300006721001000
Features
- Exterior features: Wood
Lot
- Lot size: 0.46 Acres
Parking
- Total spaces: 3
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Heat Wave
- Strong Wind
- Winter Weather
- Drought
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,309 | $15,708 |
| Home Insurance * | $295 | $3,540 |
| Property Taxes | $333 | $3,996 |
| Electricity | $183 | $2,206 |
| Total | $2,120 | $25,440 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-05 | Listed for sale | $259,000 |
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