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423 W Spring St, New Hampton, IA, 50659

4beds
2baths
2,180sqft
$216,900
$99price/sqft
$1,746/moest. monthly cost
$69,840/yrincome needed

About This Home

Well-maintained 4-bedroom, 2-bath home offering a large eat-in kitchen with Bertch cabinetry and quartz countertops which flows into the formal dining room with a buffet counter and cabinets. You can relax in the family room with the glow of the fire as you watch TV. Laundry is located on the bedroom level for your convenience. Home include a double car garage and storage shed. A prime location situated between the schools. A great opportunity for comfortable and functional living. Call for your private showing today and make this beautiful home yours.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

8/10
7/10
6/10
New Hampton High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave Built In,Free-Standing Range,Refrigerator,Gas Water Heater,Water Softener,Water Softener Owned
  • Laundry features: 2nd Floor

Basement

  • Has basement: Yes
  • Basement: Block,Concrete,Floor Drain,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Fireplace features: One,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,180 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 191112226066
  • Zoning: R-2
  • Special condition: Standard

Features

  • Patio & porch: Covered
  • Fencing: Privacy

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 66 x 132

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Detached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Strong Wind
Winter Weather
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,096$13,152
Home Insurance *$284$3,408
Property Taxes $204$2,448
Electricity $162$1,951
Total$1,746$20,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,862/yr
40% on housing$52,380/yr
45% on housing$46,560/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 50659$118
Chickasaw County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 50659
Chickasaw County$93

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Listed for sale$216,900
2024-03-08Sold$200,000
2024-01-29Pending sale$214,900
2023-11-21Price change$214,900
2023-08-29Listed for sale$219,900

For Sale by Agent

AgentMelody King
BrokerageCedar Valley Property Solutions-New Hampton

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