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101 2nd Ave, Webb, IA, 51366

4beds
2baths
1,450sqft
$150,000
$103price/sqft
$1,243/moest. monthly cost
$49,720/yrincome needed

About This Home

HOBBYIST & TRADESMAN’S DREAM! Stop looking for storage and start working in over 1,600 SF of garage and workshop space spread across three dedicated structures—including a 600 SF detached shop and a 2-stall attached garage built in 2004. This colonial-style 4-bedroom home sits on a massive 0.33-acre double lot in the heart of Webb, offering unparalleled space for equipment, vehicles, or a home business. Enjoy total peace of mind with extensive high-ticket renovations: a brand new roof, fascia, and soffit (2026), fresh siding, and a fully updated electrical panel with all-new wiring. The interior features a blend of classic charm and modern updates, including original hardwood floors in the bedrooms, new PEX plumbing, a new hot water heater, and fresh paint and texture throughout. With a full basement and an enclosed porch, this property delivers massive square footage and mechanical reliability at an incredible value.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
6/10
3/10
Sioux Central High SchoolGrades 9-128.7 mi

Construction

Condition

  • Year built: 1917

Materials

  • Construction materials: Vinyl Siding,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,450

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 1,450
  • Total interior livable area: 1,450 sqft

Property

Details

  • Parcel number: 943520102012
  • Attached to another structure: Yes
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 100 x 100 x 142 x 142

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Tornado
Drought
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$210$2,520
Property Taxes $154$1,848
Electricity $121$1,452
Total$1,243$14,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,617/yr
40% on housing$37,290/yr
45% on housing$33,146/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 51366
Clay County$100

vs Homes Sold Last Month

Median $/sqft

ZIP 51366$67
Clay County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$170,000
2026-03-23Price change$185,000
2026-03-13Listed for sale$180,000

For Sale by Agent

AgentPeggy Bergh-Kuker
BrokerageKeller Williams Okoboji

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