301 1st St NW, Elkader, IA, 52043
About This Home
This is a must-see Queen Anne Victorian 4-bedroom, 3 bath home with a wraparound porch located at 301 1st Street NW in Elkader. Ia. The home is on a corner lot one block from Central Community School and two blocks from downtown. The house features a front porch and balcony with railings that have recently been replaced. The spacious kitchen was recently remodeled in 2022 and connects to a full bath and large office space. The main floor has an open concept with a family room and parlor that can be separated by pocket doors should you choose. The second-floor features four bedrooms and two 3/4 baths. The second-floor hallway provides access to the attic as well as a huge storage area that wraps behind the master bedroom! This home has so much more you must see it in person!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1898
Materials
- Roof: Shingle,Wood
- Construction materials: Aluminum Siding,Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Oven,Cooktop,Dishwasher,Dryer,Disposal,MicroHood,Microwave,Refrigerator,Washer,Water Conditioner
- Laundry features: Gas Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Block,Interior Entry,Floor Drain,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- 3/4 bathrooms: 3
Dining Room
- Level: Main
- Area: 320
- Dimensions: 16x20
Family Room
- Level: Main
- Area: 266
- Dimensions: 19x14
Features
- Cathedral Ceiling(s),Rear Stairs
- Door features: Pocket Doors
- Flooring: Hardwood
- Fireplace features: None
- Finished area below ground: 0
Heating & Cooling
- Heating features: Radiant
- Cooling features: Window Unit(s)
Interior Area
- Total interior livable area: 2,726 sqft
Kitchen
- Level: Main
- Area: 342
- Dimensions: 18x19
Living Room
- Level: Main
- Area: 272
- Dimensions: 16x17
Master Bedroom
- Level: Second
- Area: 225
- Dimensions: 15x15
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 2523309004
- Zoning: R-1
- Special condition: Standard
Features
- Patio & porch: Deck-Wrap Around,Deck,Covered,Porch,Wrap Around
- Exterior features: Balcony
Lot
- Lot size: 7,840 sqft
- Features: Corner Lot,Level
- Lot size dimensions: 66x120
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Drought
- Heat Wave
- Landslide
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $288 | $3,456 |
| Property Taxes | $423 | $5,076 |
| Electricity | $203 | $2,440 |
| Total | $2,425 | $29,100 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-11 | Price change | $299,000 |
| 2025-10-09 | Listed for sale | $314,900 |
View on Zillow