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313 W Spring St, Strawberry Point, IA, 52076

3beds
1baths
1,520sqft
$127,500
$84price/sqft
$1,066/moest. monthly cost
$42,640/yrincome needed

About This Home

Welcome home to this inviting 3-bedroom, 1-bathroom ranch-style home in the heart of Strawberry Point! Offering the convenience of single-level living, this home features a functional layout with comfortable living spaces perfect for first-time buyers, downsizers, or anyone looking for investment opportunities! The home includes a one-stall attached garage, providing added convenience and storage. Outside, you'll find a nice-sized yard with plenty of space for gardening, entertaining, pets, or simply relaxing and enjoying the outdoors. This property offers small-town charm in a welcoming community while being close to local parks, shops, and everyday amenities. Don't miss the opportunity to make this home your own—schedule your showing today!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

3/10
8/10
Starmont Middle SchoolGrades 6-85.5 mi
5/10
Starmont High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Block,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,520 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 4122177012
  • Zoning: R-1
  • Special condition: Standard

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 88.00x140.00

Parking

  • Total spaces: 1
  • Parking features: 1 Stall
  • Covered spaces: 1
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Heat Wave
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $644$7,728
Home Insurance *$144$1,728
Property Taxes $157$1,884
Electricity $121$1,452
Total$1,066$12,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,548/yr
40% on housing$31,980/yr
45% on housing$28,426/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 52076$113
Clayton County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 52076
Clayton County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$122,500
2026-06-27Listed for sale$127,500
2017-08-21Sold$61,000
2017-06-02Price change$65,000
2017-04-28Price change$71,900
2017-04-06Listed for sale$79,900

For Sale by Agent

AgentBrianna M Hegtvedt
BrokerageCedar Valley Iowa Realty

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