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30305 138th St, Mc gregor, IA, 52157

1beds
1baths
1,100sqft
$975,000
$886price/sqft
$7,258/moest. monthly cost
$290,320/yrincome needed

About This Home

This extraordinary property offers the perfect blend of natural beauty, privacy and endless possibilities. Rolling hills stretch as far as the eye can see offering breathtaking views in every direction. Whether you're watching the sunrise over the valley or taking in the golden hues of sunset every moment here feels like a retreat. A cozy homestead is perfectly situated to take in the scenery, providing a peaceful escape with all the comforts you need. Surrounding the home are a mix of mature timber and productive corn fields, creating the ideal balance of recreation and income potential. Enjoy your private pond ideal for quiet afternoon wildlife watching. A large pole shed offers ample space for equipment, toys, or projects. Unmatched views, secluded with a private pond, cornfields, timber and an amazing home place. Pole shed added 2018. Properites like this don't come along often! Gate at driveway, no trespassing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
10/10
MFL MarMac Middle SchoolGrades 6-81.4 mi
9/10
MFL MarMac High SchoolGrades 9-129.5 mi

Construction

Condition

  • Year built: 2019

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: National Folk/Farm
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Cooling

  • Cooling features: Window Unit(s)

Features

  • Fireplace features: Pellet Stove
  • Fireplace: Yes
  • Finished area above ground: 1,100

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Kitchen

  • Level: Main
  • Area: 238

Living Room

  • Level: Main
  • Area: 238

Master Bedroom

  • Level: Upper
  • Area: 425

Property

Details

  • Parcel number: 0499050001
  • Zoning: Ag

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Patio,Porch
  • Residential vegetation: Wooded
  • Horses can be raised: Yes

Lot

  • Lot size: 56.37 Acres
  • Features: Rural-not in subdivision,Adjacent park/public land,Tillable

Parking

  • Total spaces: 5
  • Parking features: 1 car,Detached,Garage Door Opener,4+ car
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Heat Wave
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$972$11,664
Property Taxes $1,235$14,820
Electricity $121$1,452
Total$7,258$87,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$248,845/yr
40% on housing$217,740/yr
45% on housing$193,546/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$886This listing

vs Other Active Listings

Avg $/sqft

ZIP 52157$114
Clayton County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 52157
Clayton County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-06Listed for sale$975,000

For Sale by Agent

AgentJenny Coleman
BrokerageRE/MAX Gold

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