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About This Home

Cheaper than rent! Check out this 2 bedroom, 2 bathroom home located on 3 large lots. This home features an open living room, kitchen, dining area, and main floor laundry. This home is situated on 3 large lots with a detached garage and tuck under garage as well as a large fenced in backyard. This home offers tons of space outside and is the perfect investment opportunity or starter home, call today for a personal tour!

Getting Around

Car-Dependent

Very Limited Transit

Somewhat Bikeable

Schools

4/10

Charter Oak-Ute Elementary SchoolGrades PK-50.1 mi

3/10

Charter Oak-Ute Junior High SchoolGrades 6-80.1 mi

Construction

Condition

Year built: 1896

Materials

Construction materials: Wood Siding

Type & Style

Home type: SingleFamily
Architectural style: Ranch
Property subType: Single Family Residence

Interior

Basement

Has basement: Yes
Basement: Partial

Bedrooms & Bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 1
1/4 bathrooms: 1

Features

Finished area above ground: 1,008

Heating & Cooling

Heating features: Forced Air
Cooling features: None

Interior Area

Total interior livable area: 1,008 sqft

Property

Accessibility

Accessibility features: None

Details

Parcel number: 0626103003

Lot

Lot size: 0.49 Acres
Lot size dimensions: 150 x 142

Parking

Total spaces: 3
Parking features: Tuckunder Garage
Has garage: Yes
Attached garage spaces: 3
Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

Strong WindVery High
TornadoVery High
Cold WaveRelatively High
DroughtRelatively High
HailRelatively High
Inland FloodingRelatively High
Winter WeatherRelatively High
Ice StormModerate
LandslideModerate
LightningModerate

How This Home’s Risks Compare

FEMA Declared Disasters Across Iowa Counties

Severe Storm

Tornado

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$379	$4,548
Home Insurance *	$75	$900
Property Taxes	$91	$1,092
Electricity	$121	$1,452
Total	$666	$7,992

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$26,640/yr

35% on housing$22,834/yr

40% on housing$19,980/yr

45% on housing$17,760/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered

Wildfire

Visit Website →

Current Policies

Residential: 1,021Commercial: 22

Total Premiums$1.14M

Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%

13.7%

0%30.0%

Electricity Growth Rate10-year average: 1.9%

1.9%

0%15.0%

Property Taxes Growth Rate2-year average: 6.4%

6.4%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 51439—

Crawford County$160

vs Homes Sold Last Month

Median $/sqft