604 Hildreth St, Charles City, IA, 50616
About This Home
Step into this beautifully updated home featuring custom Bertch cabinetry, stunning quartz countertops, modern stainless-steel appliances, and an updated half bath on the main floor. The inviting living room offers a cozy gas fireplace, while new carpet and durable laminate flooring add style and comfort throughout. The main level includes three generously sized bedrooms with large closets and a full bathroom, providing plenty of space for family and guests. The walkout lower level expands your living space with an additional bedroom, a spacious family room, and a charming masonry wood-burning fireplace perfect for relaxing evenings. Situated on a large double lot, the property offers exceptional outdoor living with a spacious patio, attached wood deck, and a versatile backyard building ideal for entertaining, a workshop, or year-round storage. Completing the package is an attached two-stall garage, making this home the perfect blend of comfort, functionality, and modern updates.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1969
Materials
- Roof: Asphalt
- Construction materials: Masonite
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Free-Standing Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Concrete,Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s)
- Fireplace features: One,Gas
- Fireplace: Yes
- Finished area below ground: 1,475
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,141 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 111228300100
- Zoning: R-1
- Special condition: Standard
Features
- Patio & porch: Patio,Covered
Lot
- Lot size: 0.52 Acres
- Lot size dimensions: 150 x 150
Parking
- Total spaces: 2
- Parking features: 2 Stall,Attached Garage
- Covered spaces: 2
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Strong Wind
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,188 | $14,256 |
| Home Insurance * | $281 | $3,372 |
| Property Taxes | $325 | $3,900 |
| Electricity | $234 | $2,811 |
| Total | $2,028 | $24,336 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-18 | Price change | $235,000 |
| 2026-06-19 | Listed for sale | $245,000 |
| 2026-06-10 | Listing removed | -- |
| 2026-05-12 | Listed for sale | $245,000 |
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