301 Riverside Dr, Charles City, IA, 50616
About This Home
2-story Tudor style property with a river view was built in 1936 on a .4 acre lot. This property has 4 bedrooms and 2.5 baths. There are multiple fireplaces, forced air heat and central air conditioning. There is a partial unfinished basement and a 2-stall detached garage. This property is located in a 100-year flood plain. Property is sold AS IS.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1936
Materials
- Roof: Asphalt
- Construction materials: Brick,Wood Siding,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Block,Crawl Space,Interior Entry,Floor Drain,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Fireplace features: Multiple,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,216 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 110138100500
- Zoning: R-2
- Special condition: Real Estate Owned
Lot
- Lot size: 0.40 Acres
- Lot size dimensions: 132 x 132
Parking
- Total spaces: 2
- Parking features: 2 Stall,Detached Garage
- Covered spaces: 2
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Winter Weather
- Hail
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $227 | $2,724 |
| Property Taxes | $261 | $3,132 |
| Electricity | $239 | $2,878 |
| Total | $1,687 | $20,244 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-08-07 | Listing removed | $235,000 |
| 2025-05-13 | Price change | $235,000 |
| 2025-03-10 | Listed for sale | $245,000 |
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