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101 Hulin St, Charles City, IA, 50616

5beds
2baths
2,818sqft
$225,000
$80price/sqft
$1,905/moest. monthly cost
$76,200/yrincome needed

About This Home

Step back in time and experience the elegance and craftsmanship of this beautifully preserved Queen Anne Victorian, ideally located on the picturesque west side of Charles City. Showcasing the architectural charm of the late Victorian era, this historic home features steep front-facing gables, decorative shingle accents, and an inviting wraparound porch that creates exceptional curb appeal and a welcoming first impression. Inside, you'll be captivated by the home's remarkable character and timeless details. Soaring 12-foot ceilings, stunning oak hardwood floors, extensive crown molding, a grand front foyer highlighted by an impressive metal ceiling, and a beautiful open staircase all reflect the quality and craftsmanship of a bygone era. The main level offers a spacious and functional floor plan featuring an elegant front parlor, a formal dining room accented by a fireplace, an updated oak kitchen, a comfortable family room, a convenient ¾ bath and utility room, and a desirable main-floor master bedroom with master bath. The second story provides three additional bedrooms and a full bathroom, offering plenty of space for family and guests. A full unfinished basement provides abundant storage and future possibilities. Outside, enjoy relaxing on the expansive wraparound porch while taking in the beauty of this established neighborhood. A double detached garage provides ample parking and storage space. Lovingly maintained and historically preserved in excellent condition, this exceptional Queen Anne Victorian offers a rare opportunity to own one of Charles City's architectural treasures. Combining historic elegance with modern comfort, this remarkable home is truly a property to be cherished for generations to come.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

--
5/10
4/10
Charles City High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater
  • Laundry features: 1st Floor,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Exterior Entry,Stone/Rock,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Crown Molding
  • Door features: Paneled Doors
  • Flooring: Hardwood
  • Fireplace features: Multiple,Gas,Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,818 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 000110140800400
  • Zoning: R-2
  • Special condition: Standard

Features

  • Patio & porch: Covered,Wrap Around

Lot

  • Lot size: 10,018 sqft
  • Features: Corner Lot,Wooded
  • Lot size dimensions: 163.97 x 59.91

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Detached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Winter Weather
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$269$3,228
Property Taxes $289$3,468
Electricity $210$2,522
Total$1,905$22,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,314/yr
40% on housing$57,150/yr
45% on housing$50,800/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 50616$92
Floyd County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 50616
Floyd County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$225,000

For Sale by Agent

AgentConnie J Parson
BrokerageParson Real Estate

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