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306 Park Ave, Charles City, IA, 50616

4beds
3baths
2,290sqft
$349,900
$153price/sqft
$2,841/moest. monthly cost
$113,640/yrincome needed

About This Home

Welcome home to this well-maintained ranch-style residence built in 2004, offering comfortable living spaces and a functional layout designed for today's lifestyle. The main level features a spacious primary bedroom complete with a private bathroom, along with two additional bedrooms and a full bathroom. You'll also appreciate the convenience of main-level laundry. The finished lower level provides additional living space with a large family room, a non-conforming bedroom featuring a walk-in closet, and a three-quarter bathroom—ideal for guests, a home office, hobby space, or extended living arrangements. Step outside and enjoy the spacious fenced backyard, perfect for entertaining, pets, or outdoor activities. The large stamped concrete patio offers plenty of room for gatherings, with a covered section providing shade and protection from the elements. Completing the property is a 22' x 23' attached garage offering convenient parking and storage. This attractive home combines comfort, functionality, and outdoor enjoyment in a desirable Charles City location. Don't miss your opportunity to make 306 Park Avenue your next home!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
4/10
Charles City High SchoolGrades 9-120.2 mi
2/10

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Free-Standing Range
  • Laundry features: 1st Floor

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Features

  • Flooring: Hardwood
  • Fireplace features: None
  • Finished area below ground: 900

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,290 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 120815100600
  • Zoning: R-2
  • Special condition: Standard
  • Other equipment: Air Exchanger System

Features

  • Patio & porch: Patio,Covered
  • Fencing: Fenced

Lot

  • Lot size: 0.26 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 95'X118'

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Strong Wind
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$418$5,016
Property Taxes $484$5,808
Electricity $170$2,049
Total$2,841$34,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,405/yr
40% on housing$85,230/yr
45% on housing$75,760/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 50616$87
Floyd County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 50616
Floyd County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$349,900
2026-07-02Listed for sale$359,900
2021-03-24Listing removed--
2019-08-15Listing removed$218,000
2019-05-18Pending sale$218,000
2019-03-07Listed for sale$218,000
2018-12-27Listing removed$220,000
2018-11-06Listed for sale$220,000
2016-08-01Sold$201,000
2013-01-18Sold$165,000
2011-12-24Price change$168,000
2011-11-05Price change$177,900
2011-10-06Price change$182,900
2011-07-16Listed for sale$186,900

For Sale by Agent

AgentJason J Boyd
BrokerageCedar Valley Iowa Realty

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