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1345 Bush Ave, Garner, IA, 50438

4beds
3baths
2,132sqft
$357,500
$168price/sqft
$2,798/moest. monthly cost
$111,920/yrincome needed

About This Home

Welcome to 1345 Bush Avenue in Garner—an updated, move-in-ready home offering space, comfort, and a standout outdoor living area. This 4-bedroom, 3-bath home features a bright, vaulted living room that flows into an open upper-level layout, creating an inviting and spacious feel throughout. The kitchen has been fully remodeled in 2026, complemented by refreshed bathrooms and new paint for a clean, modern look. You’ll appreciate the convenience of main-floor laundry and a 2-stall attached garage, along with additional parking space. Major updates include a new furnace (Dec. 2025), roof and siding (2024), windows and doors (2025), lighting (2024), and a new water system (2019). Garage updated in 2020; vents cleaned in 2025. Step outside to enjoy a large backyard designed for both relaxation and entertaining. A stamped concrete patio off the dining room on the north side and stamped entry sidewalk add a custom touch. The backyard features an additional patio, deck (2019), expanded fencing (2023), and a storage shed (2019). The in-ground pool includes a concrete surround, diving board, filtration system, heater, and a new liner scheduled for Spring 2026. Front raised beds w/ watering system complete the outdoor space. With no basement to maintain, this home offers easy living inside and out.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
9/10
Garner Elementary SchoolGrades PK-40.4 mi

Construction

Condition

  • Year built: 1998

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/4 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,132 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2103120120

Features

  • Levels: Two

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 100 x 129

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Drought
Hail
Strong Wind
Tornado
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,807$21,684
Home Insurance *$408$4,896
Property Taxes $424$5,088
Electricity $159$1,908
Total$2,798$33,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,931/yr
40% on housing$83,940/yr
45% on housing$74,613/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 50438$134
Hancock County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 50438
Hancock County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$357,500
2017-08-25Sold$205,000
2017-07-11Pending sale$229,900
2017-05-31Price change$229,900
2016-11-30Listed for sale$239,900

For Sale by Agent

AgentJill M Kramer
BrokerageLakeside Brokers

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