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178 1st St NW, Britt, IA, 50423

5beds
2baths
1,931sqft
$205,000
$106price/sqft
$1,639/moest. monthly cost
$65,560/yrincome needed

About This Home

A modern look stylishly blended in an older home! The clean and updated layout of this lovely home could be perfect for family or individual living needs and/or entertaining! The open concept kitchen/dining space has a large center island with seating area and a bonus walk-in pantry for your supplies, keeping food storage tucked out of sight! Convenience is the word in this home with a main level laundry room, which also has access to the back deck. The large 3 car garage should take care of your vehicles and mower etc. nicely. If you are looking for room to expand, there’s 4 bedrooms and a full bathroom on the second level with the Master Bedroom and walk in closet on the main floor. The electric fireplace stays for a cozy ambiance on a chilly evening!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
5/10
7/10
West Hancock High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom2

  • Level: Upper
  • Area: 39
  • Dimensions: 13 x 3

Bedroom3

  • Level: Upper
  • Area: 126
  • Dimensions: 9 x 14

Bedroom4

  • Level: Upper
  • Area: 195
  • Dimensions: 13 x 15

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Trim: Painted
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,931 sqft

Kitchen

  • Level: Main
  • Area: 294
  • Dimensions: 21 x 14

Living Room

  • Level: Main
  • Area: 273
  • Dimensions: 21 x 13

Other

  • Level: Main
  • Area: 180
  • Dimensions: 12 x 15

Other

  • Level: Upper
  • Area: 117
  • Dimensions: 9 x 13

Other

  • Level: Main
  • Area: 44
  • Dimensions: 4 x 11

Other

  • Level: Main
  • Area: 108
  • Dimensions: 12 x 9

Other

  • Area: 120
  • Dimensions: 10 x 12

Other

  • Level: Upper
  • Area: 80
  • Dimensions: 10 x 8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2201100140
  • Zoning: Residential-Single Family
  • Other equipment: Water Osmosis System

Features

  • Levels: Two

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 79 x 124

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Drought
Hail
Strong Wind
Tornado
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$202$2,424
Property Taxes $257$3,084
Electricity $144$1,728
Total$1,639$19,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,194/yr
40% on housing$49,170/yr
45% on housing$43,706/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 50423$81
Hancock County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 50423
Hancock County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$205,000
2026-05-15Listed for sale$205,000
2023-08-15Sold$156,500
2023-05-04Pending sale$158,000
2023-05-04Listed for sale$158,000
2013-02-22Sold$64,000
2012-03-22Sold$26,500
2012-02-26Price change$29,900
2011-12-23Price change$39,900
2011-11-30Listed for sale$44,900

For Sale by Agent

AgentDebra Stevens
BrokerageStevens Realty

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