See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

640 7th St SW, Britt, IA, 50423

4beds
12baths
1,500sqft
$270,000
$180price/sqft
$2,101/moest. monthly cost
$84,040/yrincome needed

About This Home

Welcome home to this spacious 4-bedroom ranch situated on a double lot. Inside you will find a functional layout with areas designed to entertain. Step outside to the large spacious deck for gathering with friends or family. The expansive yard provides room for gardening or recreation. This property offers the convenience of ranch-style living with the added benefit of a large lot.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
5/10
7/10
West Hancock High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1977

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom2

  • Level: Main
  • Area: 136.7917
  • Dimensions: 12'3x11'2

Bedroom3

  • Level: Main
  • Area: 95.375
  • Dimensions: 10'6x9'1

Bedroom4

  • Level: Basement
  • Area: 138.6528
  • Dimensions: 12'5x11'2

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 12
  • Full bathrooms: 2
  • 1/2 bathrooms: 10

Dining Room

  • Level: Main
  • Area: 136.5
  • Dimensions: 14 x 9'9

Family Room

  • Level: Basement
  • Area: 672.5
  • Dimensions: 44'10 x15

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,500 sqft

Kitchen

  • Level: Main
  • Area: 160.4167
  • Dimensions: 14'7x11

Living Room

  • Level: Main
  • Area: 402.2569
  • Dimensions: 27'7x14'7

Other

  • Level: Main
  • Area: 189.3056
  • Dimensions: 15'8x12'1

Other

  • Level: Main
  • Area: 57.0625
  • Dimensions: 8'3x6'11

Other

  • Level: Main
  • Area: 47.1111
  • Dimensions: 8'10x5'4

Other

  • Level: Main
  • Area: 47.6667
  • Dimensions: 8'8x5'6

Other

  • Area: 55.8056
  • Dimensions: 8'2x6'10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2217000095

Lot

  • Lot size: 0.46 Acres
  • Lot size dimensions: 150 x 132

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Drought
Hail
Strong Wind
Tornado
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$267$3,204
Property Taxes $348$4,176
Electricity $121$1,452
Total$2,101$25,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,034/yr
40% on housing$63,030/yr
45% on housing$56,026/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 50423$73
Hancock County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 50423
Hancock County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$270,000
2025-01-10Listing removed--
2024-10-13Listed for sale$235,000
2014-09-17Sold$120,000
2014-08-09Listed for sale$125,000

For Sale by Agent

AgentRenee Diemer
BrokerageDiemer Realty

Similar Homes