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801 8th Ave N, Humboldt, IA, 50548

3beds
3baths
4,032sqft
$335,000
$83price/sqft
$2,746/moest. monthly cost
$109,840/yrincome needed

About This Home

Charming Two-Story Home on Double Lot in Humboldt This will-maintained two-story home, built in 1951 by banker Ben St. John, offers timeless character and modern updates. Situated on two full lots, the property features a sand point well for outdoor irrigation and watering, making lawn and garden care easy and cost-effective. With 2,688 finished square feet the home includes three bedrooms, one full bath, one three-quarter bath, and one-half bath. The spacious living room features a cozy gas fireplace and French doors leading to a 10' x 12' deck, perfect for entertaining. You can also relax on the welcoming 13' x 16' front porch. A formal dining room and main-floor office/den provides versatile living space. The heated 25' x 35' garage offers ample room for vehicles, hobbies, or storage, and includes secondary entrance to the unfinished basement. A new metal, impact-resistant UL 4 roof (installed in 2022 by Satern Exteriors) and updated high-quality vinyl windows add value and peace of mind . * Across the street from the football/soccer field and track * Walking distance to the library, pool, downtown, and Taft School - all without crossing a busy street * Conveniently located near both grocery stores Homes like this rarely become available in Humboldt. Don't miss the opportunity to own a property that combines charm, space, and location.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

8/10
Taft Elementary SchoolGrades 1-40.5 mi
5/10
Humboldt Middle SchoolGrades 5-81.2 mi
8/10
Humboldt High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1951

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,344
  • Finished area above ground: 2,688

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,032 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0011001127015

Features

  • Levels: Two

Lot

  • Lot size: 0.63 Acres
  • Lot size dimensions: 165 x 165

Parking

  • Total spaces: 3
  • Parking features: Attached,Heated Garage,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hail
Strong Wind
Drought
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$314$3,768
Property Taxes $439$5,268
Electricity $300$3,609
Total$2,746$32,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,148/yr
40% on housing$82,380/yr
45% on housing$73,226/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 50548$98
Humboldt County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 50548
Humboldt County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$369,900
2026-03-19Listed for sale$375,000
2026-03-17Listing removed--
2026-02-14Price change$375,000
2026-01-15Price change$380,000
2025-11-18Listed for sale$390,000
2011-04-12Sold$200,000
2007-11-02Sold$201,000

For Sale by Agent

AgentDeb Almond
BrokerageGrowthland Realty

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