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611 5th Ave N, Humboldt, IA, 50548

7beds
4baths
4,467sqft
$330,000
$74price/sqft
$2,785/moest. monthly cost
$111,400/yrincome needed

About This Home

WELCOME HOME! Step into timeless charm with this stunning turn-of-the-century home, built by A.B. White in the early 1900s and rich with character you simply can’t recreate. From the moment you arrive, the inviting wraparound porch sets the tone! Perfect for relaxing evenings, morning coffee or family parties. Inside, you’ll find an expansive layout (4467sqft) featuring 6 bedrooms, plus a 7th bedroom tucked into the fully finished attic - ideal for guests, a private retreat, or additional living space. Every corner of this home showcases classic craftsmanship and unique architectural details that tell a story. Situated on an impressive ¼ block, this property offers space, presence, and endless possibilities. Whether you're looking for a grand single-family residence or exploring income potential, the separate apartment on the east side provides a fantastic opportunity for rental income or multi-generational living. This is more than just a home - it’s a rare chance to own a piece of history with modern-day flexibility. *Pre-qualification letter required for showings. Heated floors in two bathrooms - Blown in insulation in 2012 - Roof 2017 - Irrigation meter - Garage insulated and heated.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

8/10
Taft Elementary SchoolGrades 1-40.2 mi
5/10
Humboldt Middle SchoolGrades 5-81.0 mi
8/10
Humboldt High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Fiber Cement,HardiPlank Type,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/4 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Hot Water,Radiant Floor,Radiant
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total interior livable area: 4,467 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1001179003

Features

  • Levels: Two

Lot

  • Lot size: 0.63 Acres
  • Lot size dimensions: 165 x 165

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Drought
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$309$3,708
Property Taxes $475$5,700
Electricity $333$3,998
Total$2,785$33,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,485/yr
40% on housing$83,550/yr
45% on housing$74,266/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 50548$99
Humboldt County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 50548
Humboldt County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$335,000
2026-04-10Price change$339,000
2026-03-21Listed for sale$349,000

For Sale by Agent

AgentSierra Vorland
BrokerageThompson Real Estate

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