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107 10th St N, Humboldt, IA, 50548

4beds
3baths
1,440sqft
$164,900
$115price/sqft
$1,290/moest. monthly cost
$51,600/yrincome needed

About This Home

WELCOME TO THIS WELL-MAINTAINED 2-STORY HOME THAT BLENDS COMFORT AND FUNCTIONALITY!!!! THIS 4 BEDROOM, 3 BATH HOME IS READY FOR A NEW OWNER TO MOVE IN AND ENJOY!! A NEWER STUNNING PRIMARY SUITE ON MAIN FLOOR AND MAIN FLOOR LAUNDRY. A BEAUTIFUL OPEN STAIRWAY PROVIDES THAT OLD WORLD CHARM!!! HARDWOOD FLOOR IN DINING ROOM. ENJOY THE FRONT PORCH ON THE WARM DAYS AHEAD - BEAD BOARD CEILING. UPSTAIRS HAS 3 ADDITIONAL BEDROOMS AND A FULL BATH. DRY BASEMENT WAS WATERPROOFED BY DRY BASEMENT WITH A LIFETIME GUARANTEE!!! OUTSIDE THE PROPERTY CONTINUES TO IMPRESS WITH A 30 X 24 INSULATED AND HEATED DETACHED GARAGE. ENJOY THE SUMMER DAYS ON THE BRICK PATIO. SEAMLESS STEEL SIDING, A LEAF FILTER SYSTEM AND SHINGLES APPROX. 5 YEARS OLD OFFERING PEACE OF MIND FOR YEARS TO COME. SHORT WALKING DISTANCE TO BICKNELL PARK. LOCATED NEAR 2 PARKS FOR THE SUMMER DAYS OF FISHING AND RELAXING!!! SCHEDULE YOUR SHOWING TODAY AND SEE ALL THIS HOME HAS TO OFFER - YOU WON’T BE DISAPPOINTED!!!!!!

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
Taft Elementary SchoolGrades 1-40.3 mi
5/10
Humboldt Middle SchoolGrades 5-80.6 mi
8/10
Humboldt High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1915

Materials

  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Upper
  • Area: 92.3611
  • Dimensions: 11'1 x 8'4

Bedroom3

  • Level: Upper
  • Area: 152.5347
  • Dimensions: 9'7x15'11

Bedroom4

  • Level: Upper
  • Area: 119.875
  • Dimensions: 10'6x11'5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: Main
  • Area: 250.7639
  • Dimensions: 19'2x13'1

Living Room

  • Level: Main
  • Area: 296.4444
  • Dimensions: 19'4x15'4

Other

  • Level: Main
  • Area: 125.5833
  • Dimensions: 11 x 11'5

Other

  • Level: Main
  • Area: 55.7222
  • Dimensions: 11'4x4'11

Other

  • Level: Upper
  • Area: 44.1944
  • Dimensions: 6'2x7'2

Other

  • Level: Lower
  • Area: 44
  • Dimensions: 6 X 7'4

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1001328016

Features

  • Levels: Two

Lot

  • Lot size: 6,806 sqft
  • Lot size dimensions: 82.5 x 82.5

Parking

  • Total spaces: 2
  • Parking features: Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hail
Strong Wind
Drought
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $833$9,996
Home Insurance *$154$1,848
Property Taxes $182$2,184
Electricity $121$1,452
Total$1,290$15,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,228/yr
40% on housing$38,700/yr
45% on housing$34,400/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 50548$96
Humboldt County$79

vs Homes Sold Last Month

Median $/sqft

ZIP 50548
Humboldt County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$164,900
2026-07-10Price change$164,900
2026-05-04Listed for sale$174,900
2026-04-25Pending sale$174,900
2026-04-01Price change$174,900
2026-03-12Listed for sale$184,900
2026-03-02Listing removed$189,000
2025-09-22Price change$189,000
2025-09-05Price change$199,000
2025-08-30Listed for sale$218,000
2022-05-02Sold$119,900
2022-04-25Pending sale$119,900
2022-03-08Price change$119,900
2022-01-04Price change$125,900
2021-11-05Price change$135,900
2021-09-17Listed for sale$139,000

For Sale by Agent

AgentMadelyn Riles
BrokerageSmith Real Estate

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