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704 3rd Ave, Livermore, IA, 50558

2beds
2baths
1,344sqft
$47,500
$35price/sqft
$447/moest. monthly cost
$17,880/yrincome needed

About This Home

Ready for your personal touch! Take a look at this 1925 home! Featuring living room with hardwood floors, main floor bedroom, full bath, and a kitchen that flows into the dining area and opens to a spacious family room. Enjoy the enclosed porch leading to a 2-car attached garage, plus two additional sheds and a patio outside. Inspections welcome—selling as-is with contents.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
5/10
Humboldt Middle SchoolGrades 5-810.9 mi
8/10
Humboldt High SchoolGrades 9-1211.0 mi

Construction

Condition

  • Year built: 1925

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Block

Bedroom2

  • Level: Upper
  • Area: 163.8
  • Dimensions: 12.6x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 151.68
  • Dimensions: 9.6x15.8

Family Room

  • Level: Main
  • Area: 156.52
  • Dimensions: 11.18x14

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,344 sqft

Kitchen

  • Level: Main
  • Area: 82.6
  • Dimensions: 7x11.8

Living Room

  • Level: Main
  • Area: 219.12
  • Dimensions: 13.2x16.6

Other

  • Level: Main
  • Area: 125
  • Dimensions: 12.5x10

Other

  • Level: Main
  • Area: 152.32
  • Dimensions: 13.6x11.2

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0318279008

Features

  • Levels: One and One Half

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: (3) 22 x 140

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Electric
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $240$2,880
Home Insurance *$48$576
Property Taxes $38$456
Electricity $121$1,452
Total$447$5,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,325/yr
40% on housing$13,410/yr
45% on housing$11,920/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$35This listing

vs Other Active Listings

Avg $/sqft

ZIP 50558$214
Humboldt County$83

vs Homes Sold Last Month

Median $/sqft

ZIP 50558
Humboldt County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$47,500
2026-07-24Listed for sale$47,500

For Sale by Agent

AgentPaula S Skow
BrokerageThompson Real Estate

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