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110 S Lubeck St, Holstein, IA, 51025

4beds
2baths
1,833sqft
$155,000
$85price/sqft
$1,372/moest. monthly cost
$54,880/yrincome needed

About This Home

Charming and well-maintained 4-bedroom home blending classic character with modern updates. Welcoming curb appeal with a covered front porchand detached garage. Inside, you'll find bright, inviting living spaces featuring beautiful wood floors, original trim, and a cozy living room that flows into a formal diningarea. The updated kitchen offers ample cabinet space, open shelving, a center island with seating, and abundant natural light, with easy access to the backyard--perfect for everyday living and entertaining. Spacious bedrooms provide flexibility for family, guests, or a home office. Enjoy the outdoor space, ideal for relaxing or gatherings. This home offers comfort, functionality, and timeless appeal--don't miss your opportunity to make it yours!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
Ridge View High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Eat-in Kitchen,Other
  • Finished area below ground: 0
  • Finished area above ground: 1,833

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,833
  • Total interior livable area: 1,833 sqft

Property

Details

  • Parcel number: 15130116

Features

  • Levels: Two
  • Exterior features: Other

Lot

  • Lot size: 0.31 Acres
  • Features: Other
  • Lot size dimensions: 0.31 acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Drought
Lightning
Strong Wind
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$213$2,556
Property Taxes $240$2,880
Electricity $136$1,640
Total$1,372$16,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,040/yr
40% on housing$41,160/yr
45% on housing$36,586/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 51025$79
Ida County$81

vs Homes Sold Last Month

Median $/sqft

ZIP 51025
Ida County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$155,000
2026-06-11Listed for sale$155,000
2026-05-28Listing removed$155,000
2026-04-19Price change$155,000
2026-04-03Price change$160,000
2026-03-04Price change$165,000
2026-01-03Listed for sale$170,000
2024-01-16Sold$150,000
2023-11-14Pending sale$169,500
2023-09-01Price change$169,500
2023-07-18Price change$179,000
2023-04-24Listed for sale$189,000
2015-12-01Sold$80,000
2015-06-27Price change$87,500
2015-05-01Price change$92,500
2015-01-28Price change$99,000
2014-10-30Listed for sale$104,500

For Sale by Agent

AgentLeland Barr
BrokerageRealty One Group Sterling

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