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108 N 4th St, Bellevue, IA, 52031

4beds
2baths
2,467sqft
$367,000
$149price/sqft
$2,711/moest. monthly cost
$108,440/yrincome needed

About This Home

Welcome to 108 N 4th St Bellevue, a second empire style residence bordered with a Victorian style and a hint of prestige. This residence was constructed during a significant expansion period in Bellevue. The beautiful home features lots of original wood features and updates to give that combination of old meets new. With two fully remodeled bathrooms, 4 bedrooms and a 2 car garage, this home has lots of room to expand and grow. A beautiful courtyard to relax and watch the fireworks from home. Sitting on a quiet street, close to everything and only 25 minutes to Dubuque. Schedule your appointment to tour this home, this is a MUST see in person. (please see list of updates in documents).

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

7/10
3/10
Bellevue High SchoolGrades 6-120.8 mi

Construction

Condition

  • Year built: 1877

Materials

  • Foundation: Block
  • Roof: Asp/Composite Shngl,Rubber
  • Construction materials: Brick,Red Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: SINGLE FAMILY - DETACHED

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven,Dishwasher,Microwave,Disposal,Washer,Dryer,Water Softener
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Level: Upper
  • Area: 210

Bedroom2

  • Level: Upper
  • Area: 276

Bedroom3

  • Level: Upper
  • Area: 90

Bedroom4

  • Level: Main
  • Area: 306

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 180

Features

  • Window features: Window Treatments
  • Fireplace features: Bedroom
  • Fireplace: Yes
  • Finished area above ground: 1,757

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,467
  • Total interior livable area: 2,467 sqft

Kitchen

  • Level: Main
  • Area: 168

Living Room

  • Level: Main
  • Area: 300

Property

Details

  • Parcel number: 720818188003000
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: 3 Seasons Room
  • Fencing: Fenced

Lot

  • Lot size: 7,920 sqft
  • Lot size dimensions: 66 x 120

Parking

  • Total spaces: 2
  • Parking features: Detached – 2
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Drought
Ice Storm
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,855$22,260
Home Insurance *$252$3,024
Property Taxes $420$5,040
Electricity $184$2,208
Total$2,711$32,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,948/yr
40% on housing$81,330/yr
45% on housing$72,293/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 52031$174
Jackson County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 52031
Jackson County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$390,000
2022-04-05Sold$221,500
2021-04-06Listing removed--
2021-02-23Pending sale$219,000
2020-11-07Listed for sale$219,000
2018-06-08Sold$135,000
2014-07-23Listing removed$119,900
2014-06-28Price change$119,900
2014-06-03Price change$144,900
2013-09-28Price change$149,900
2013-05-25Listed for sale$158,900

For Sale by Agent

AgentA'undie Specht
BrokerageRed Tree Realty/REAL Broker, LLC

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