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812 Church St, Iowa City, IA, 52245

4beds
3baths
1,800sqft
$469,900
$261price/sqft
$3,358/moest. monthly cost
$134,320/yrincome needed

About This Home

Center City Convenience. Close to downtown, hospital, boutiques and superb restaurants. Life at its best luxury living! Completely remodeled. Goosetown location! It's the lifestyle you deserve...stunning 4 bedroom 3 bath home, 2 car garage, in an elite area packed with luxury. This 1.5 story offers an entertainment-sized living room, entire new kitchen, granite island (brushed titanium) and true natural quartzite (zermatt) countertop and backsplash. True quartzite, not manmade, is of highest quality, all new custom kitchen cabinetry, new Fisher & Paykel fridge and hidden drawer dishwasher, new KitchenAid induction range. Primary bedroom with primary bath with schluter heated floors, marble flooring, and 3'X6' shower tile. Additional guest bath on main floor shower with marble floor and 2'X4' tile. Replaced all windows with E-Series by Andersen (with the exception of 1 historic window at the bottom of the stairs) All new framing, drywall, interior paint. All new rockwool insulation used throughout. Including sound and fire between interior rooms for added sound reduction. All new electrical on second floor. 90% new electrical on first floor. All new plumbing throughout. New deck built. New red oak flooring installed on first and second floor. A must-see for sophisticates. All luxuries one could desire and it's all done for you!

Getting Around

59
WalkingSomewhat Walkable
36
TransitSome Transit
72
BikeVery Bikeable

Schools

4/10
4/10
6/10
Iowa City High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Aluminum Siding,Composit,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Energy Efficient,Plumbed For Ice Maker,Microwave,Range Or Oven,Refrigerator,Washer,Solar Hot Water,Water Softener Owned
  • Laundry features: In Hall,Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Crawl Space,Daylight,Full,Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Vaulted Ceiling(s),Primary On Main Level,Breakfast Area,Breakfast Bar,Kitchen Island,Smart Thermostat
  • Window features: Double Pane Windows
  • Flooring: Wood,Marble,Tile
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 1010110010
  • Zoning: RS8
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio,Front Porch
  • Fencing: Fenced

Lot

  • Lot size: 6,098 sqft
  • Features: Less Than Half Acre,Level,Back Yard
  • Lot size dimensions: 40 x 150

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$200$2,400
Property Taxes $648$7,776
Electricity $134$1,611
Total$3,358$40,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,131/yr
40% on housing$100,740/yr
45% on housing$89,546/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 52245$192
Johnson County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 52245$179
Johnson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$469,900
2026-07-21Price change$489,900
2026-07-09Price change$499,000
2026-06-23Price change$507,400
2026-06-15Price change$514,900
2026-06-02Price change$524,999
2026-05-14Listed for sale$534,900
2020-06-22Sold$212,000
2020-06-11Pending sale$224,500
2020-05-01Price change$224,500
2020-04-21Listed for sale$229,900
2012-04-13Sold$144,000
2012-03-15Listed for sale$149,500

For Sale by Agent

AgentWendy Fountain
BrokerageSellers & Seekers Real Estate

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