2823 120th St NE, Swisher, IA, 52338
About This Home
**NEW IMPROVED PRICE – Now $659,000! Exceptional value for over 4,200 sq ft on acreage!** Welcome to this custom-built, one-owner home on 2.7 acres in the College Community School District, just minutes from schools, Lake MacBride, the Cedar Rapids Airport, and an easy commute to Cedar Rapids and the Iowa City Corridor. With over 4,200 finished square feet, this home offers exceptional space and flexibility. The main level features a private primary suite, a dedicated office with its own entrance, and an updated kitchen with newer appliances and breakfast bar that opens to a warm family room with a gas fireplace. Upstairs offers three spacious bedrooms and a full bath. The finished lower level includes a second kitchen area, dining space, rec room, craft area, half bath, and ample storage. Enjoy the full-length back deck with access from the primary suite and peaceful pond and waterfall views. The landscaped grounds include perennials, trees, raised garden beds, and a firepit area. Additional highlights include first-floor laundry and a spacious garage with a deep third stall. A rare opportunity to own an in-town acreage with space, privacy, and convenience.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Construction materials: Partial Brick,Vinyl,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range Or Oven,Refrigerator,Washer,Water Softener Rented
- Laundry features: Lower Level,Main Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Full,Concrete,Sump Pump,Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Features
- Wet Bar,Family Room On Main Level,Primary On Main Level,Breakfast Bar,Kitchen Island,Pantry,Central Vacuum
- Flooring: Carpet,Wood,LVP,Tile
- Number of fireplaces: 1
- Fireplace features: Factory Built,Gas,Other
- Fireplace: Yes
- Finished area below ground: 1,561
- Finished area above ground: 2,721
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 4,282
- Total interior livable area: 4,282 sqft
Property
Details
- Parcel number: 0310227005
- Zoning: Res
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 2.07 Acres
- Features: Two To Five Acres,Back Yard
- Lot size dimensions: 2.07 acre
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
- Drought
- Heat Wave
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,109 | $37,308 |
| Home Insurance * | $353 | $4,236 |
| Property Taxes | $756 | $9,072 |
| Electricity | $319 | $3,832 |
| Total | $4,537 | $54,444 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $659,000 |
| 2026-04-24 | Listed for sale | $684,000 |
| 2026-04-23 | Listing removed | -- |
| 2026-04-05 | Listed for sale | $689,999 |
| 1999-05-03 | Sold | $29,500 |
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