740 W 6th St, Monticello, IA, 52310
About This Home
Beautiful, move-in-ready ranch on a quiet dead-end street in one of Monticello’s most desirable neighborhoods! Situated on a 0.26-acre corner lot with peaceful, open views and no homes directly in front, this property is packed with recent updates including a new roof, siding, windows, solid oak doors, and trim. The main level boasts a spacious primary suite with a walk-in closet, two additional bedrooms, a fully remodeled main bath with a soaker tub, main-floor laundry, and an open kitchen with a walk-in pantry. Walk out from the dining area to a lovely back deck. The lower level features a massive family room, a fourth bedroom, a half bath (space to add a shower!), and a heated/cooled workshop with walkout access to a second driveway. Low utility bills thanks to a transferable solar system with an assumable loan. All appliances stay, including the gas range and washer/dryer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1994
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Range,Refrigerator,Range Hood,Water Softener Owned,Washer
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Kitchen/Dining Combo,Main Level Primary
- Finished area below ground: 700
- Finished area above ground: 1,392
Interior Area
- Total interior livable area: 2,092 sqft
Other
- Level: First
Property
Details
- Parcel number: 0221326016
Features
- Stories: 1
- Patio & porch: Deck
Lot
- Lot size: 0.26 Acres
- Lot size dimensions: 11400
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Inland Flooding
- Tornado
- Winter Weather
- Cold Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,618 | $19,416 |
| Home Insurance * | $263 | $3,156 |
| Property Taxes | $427 | $5,124 |
| Electricity | $156 | $1,872 |
| Total | $2,464 | $29,568 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Price change | $315,000 |
| 2026-07-20 | Price change | $320,000 |
| 2026-07-15 | Listed for sale | $325,000 |
| 2014-05-20 | Sold | $133,000 |
| 2014-03-11 | Listed for sale | $138,000 |
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