416 N Pine St, Monticello, IA, 52310
About This Home
Welcome Home! Call the homeowner at 319-310-3200 to see this gem located in the heart of Monticello. This well-maintained two-story home offers comfort, space, and modern updates throughout. The new remodeled main level features new luxury vinyl plank flooring, a cozy modern-rustic fireplace, and three bedrooms with a full bath. You will love the new features kitchen andThe updated kitchen includes laminate countertops, LVP flooring, and all appliances stay with the home. Conveniently, the primary bedroom is located on the main floor. The finished lower level provides additional living and entertaining space, along with a laundry area, ample storage, and a flexible bonus room perfect for a home gym, office, or hobby space. An attached drive-under garage offers even more versatility and could continue to be used as garage space, extra storage, a workshop, or potentially converted into additional usable living space. Step outside to enjoy the peaceful backyard setting from the deck overlooking a meadow, with mature trees providing added privacy—an ideal spot to relax or entertain guests. Completing the property is a spacious new 30x30 attached garage built in 2025, offering plenty of room for vehicles, storage, and workspace. Property Improvements: - Kitchen Modernized - 2025 - Flooring LVP - 2025 - Electrical - New Added Lighting Throughout - 2025 - Fireplace Custom Refurbish - 2025 - Fresh Paint - Entire Main Floor - 2025 - Attached Garage 30 X 30 - Oversized Two Stall - 2025 - Landscaping / Tree Removal - 2025 - Bathroom Updates - 2025
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Foundation: Masonry
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Garbage disposal,Range / Oven,Refrigerator
Basement
- Basement: Partially finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Carpet,Linoleum / Vinyl
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced air,Electric,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 1,456 sqft
Property
Details
- Parcel number: 0221455001
Features
- Exterior features: Other,Vinyl
- Has view: Yes
- View description: Park
Lot
- Lot size: 0.28 Acres
Parking
- Total spaces: 6
- Parking features: Garage - Attached,Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Inland Flooding
- Tornado
- Winter Weather
- Cold Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,259 | $15,108 |
| Home Insurance * | $204 | $2,448 |
| Property Taxes | $257 | $3,084 |
| Electricity | $121 | $1,452 |
| Total | $1,841 | $22,092 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $249,000 |
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