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15403 140th Ave, Scotch Grove, IA, 52310

3beds
2baths
1,344sqft
$390,000
$290price/sqft
$2,796/moest. monthly cost
$111,840/yrincome needed

About This Home

Beautifully maintained farmhouse sitting on 2.5 acres in Jones County. Three bedrooms (2 upstairs) and 3/4 bathroom. Updated kitchen with painted white maple cabinets, quartz countertops and central air. New furnace in 2021. Four stall garage with ample storage, work space, and has a roughed in 3/4 bathroom and plenty of room to convert another living space. 20x30 heated shop with pine lap siding. Great acreage for a big garden and room for kids to play. Amazing sunsets as well.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
Monticello Middle SchoolGrades 5-85.4 mi
4/10
Monticello High SchoolGrades 9-125.3 mi
--
Shannon Elementary SchoolGrades PK-15.7 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Flooring: Tile,Hardwood

Heating

  • Heating features: Forced air

Interior Area

  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 0623400006

Features

  • Exterior features: Other,Composition

Lot

  • Lot size: 2 Acres

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Drought
Hail
Inland Flooding
Tornado
Cold Wave
Landslide
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$320$3,840
Property Taxes $383$4,596
Electricity $121$1,452
Total$2,796$33,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,862/yr
40% on housing$83,880/yr
45% on housing$74,560/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 52310$147
Jones County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 52310$102
Jones County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Listed for sale$395,000
2006-08-31Sold$115,000

For Sale by Owner

AgentProperty Owner
BrokerageEmily Martensen Photography

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