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103 N Oak St, Anamosa, IA, 52205

3beds
2baths
1,727sqft
$99,000
$57price/sqft
$847/moest. monthly cost
$33,880/yrincome needed

About This Home

Investor Alert! Priced way under assessed value! Great opportunity here! Square Footage Galore! You won't believe the room inside this sprawling 4 bedroom 2 bath home, each of your children can enjoy an airy, bright bedroom with ample closets and plenty of space. You'll enjoy the living room with walls of windows and charm, see the potential in this established neighborhood, a traditional home with flair. Create value out of this delightful primary located home, if you give it the loving attention it needs. Great opportunity for the right person with plenty of possibilities and room to sprawl out, nice lot, spacious kitchen, vinyl siding, newer roof, lots of space to build your own garage, property sold in as is condition.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Anamosa Middle SchoolGrades 5-80.7 mi
2/10
Anamosa High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1858

Materials

  • Construction materials: Vinyl,Composit,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range Or Oven,Refrigerator
  • Laundry features: Main Level,Other

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other,Breakfast Area,Breakfast Bar
  • Flooring: Carpet,Wood
  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,727

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,727
  • Total interior livable area: 1,727 sqft

Property

Details

  • Parcel number: 0902455004
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch

Lot

  • Lot size: 0.34 Acres
  • Features: Less Than Half Acre
  • Lot size dimensions: 98 x 153

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$70$840
Property Taxes $149$1,788
Electricity $128$1,545
Total$847$10,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,040/yr
40% on housing$25,410/yr
45% on housing$22,586/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 52205$140
Jones County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 52205$126
Jones County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-06Listed for sale$109,700
2026-01-03Listing removed$114,700
2025-12-16Price change$114,700
2025-11-01Listed for sale$119,900
2025-11-01Listing removed$124,900
2025-10-20Price change$124,900
2025-10-01Price change$129,700
2025-09-11Price change$134,700
2025-08-25Price change$139,700
2025-07-23Price change$144,700
2025-06-19Listed for sale$149,700
2025-06-01Listing removed$154,700
2025-05-10Price change$154,700
2025-04-08Price change$159,700
2025-01-05Listed for sale$164,900
2024-12-31Listing removed$169,700
2024-09-11Price change$169,700
2024-06-14Listed for sale$176,000
2023-10-02Sold$89,320
2019-11-15Sold$135,000
2019-09-13Listed for sale$139,900
2006-07-21Sold$85,500

For Sale by Agent

AgentWendy Fountain
BrokerageSellers & Seekers Real Estate

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