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2699 Ridge Rd, Marshalltown, IA, 50158

5beds
5baths
3,678sqft
$888,900
$242price/sqft
$6,506/moest. monthly cost
$260,240/yrincome needed

About This Home

This BEAUTIUFUL newer built ranch-style home sits on just over 38.35 M/L fully fenced acres and offers 5 bedrooms, with potential for a 6th, and 4 bathrooms. The open-concept main level features a formal dining area and flows seamlessly into the living space, with access to a deck overlooking the scenic property. A fully finished walk-out basement provides additional living and entertaining space. The property includes a 56x42 horse barn, 3-stall garage, and a partial forest reserve offering privacy and natural beauty. Energy-efficient geothermal heating and cooling adds long-term comfort and savings. Conveniently located a short drive off the highway and close to Marshalltown. Call today for your private tour.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
15
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,575

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Geothermal

Interior Area

  • Total interior livable area: 3,678 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 831826451003

Lot

  • Lot size: 38.35 Acres
  • Lot size dimensions: 38.35 acres

Parking

  • Total spaces: 3
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Drought
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,494$53,928
Home Insurance *$1,012$12,144
Property Taxes $726$8,712
Electricity $274$3,292
Total$6,506$78,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,062/yr
40% on housing$195,180/yr
45% on housing$173,493/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 50158$95
Marshall County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 50158$111
Marshall County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$888,900
2026-03-03Pending sale$888,900
2026-01-07Listed for sale$888,900
2025-11-15Listing removed$950,000
2025-07-24Listed for sale$950,000

For Sale by Agent

AgentSierra Kriegel
BrokerageRising Realty

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