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112 E Strait St, Gilman, IA, 50106

4beds
3baths
1,918sqft
$135,000
$70price/sqft
$1,058/moest. monthly cost
$42,320/yrincome needed

About This Home

Great Starter home to make it your own. 2 Story home with so much potential.4 bedrooms 2 Plus baths. Enter the home through the enclosed porch. Hardwood floors through out. Very spacious living room with open staircase to the second floor. Nice sized formal dining room. Kitchen has so much potential. Laundry room and toilet just off the bedroom and access to the garage. Main floor bedroom with full bath. Second floor features 3 very nice sized bedrooms and a Huge bathroom with plenty of storage. Basement has a family room and possible office. Plenty of storage. Home has a newer metal roof, furnace, electrical panel and water manifold system. 2 window unit Ac stays with the home.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 1916

Materials

  • Roof: Metal
  • Construction materials: Frame,Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Brick/Mortar,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 1,918 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 821736102017

Features

  • Levels: Two

Lot

  • Lot size: 0.68 Acres
  • Features: Few Trees
  • Lot size dimensions: .68

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Drought
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$92$1,104
Property Taxes $141$1,692
Electricity $143$1,716
Total$1,058$12,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,274/yr
40% on housing$31,740/yr
45% on housing$28,213/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$70This listing

vs Other Active Listings

Avg $/sqft

ZIP 50106$83
Marshall County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 50106$124
Marshall County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$145,000
2026-04-08Listing removed--
2026-03-31Price change$150,000
2026-03-10Listed for sale$125,000
2014-07-14Sold$56,000

For Sale by Agent

AgentRobin R Marcinik
BrokerageGrinnell Realty LLC

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