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309 Summit St, Marshalltown, IA, 50158

3beds
2baths
1,598sqft
$89,900
$56price/sqft
$797/moest. monthly cost
$31,880/yrincome needed

About This Home

The plumbing and electrical has already been upgraded, modern breaker box. There are new toilets. The furnace & air conditioner are in excellent condition. New CA in 2025 & forced air runs installed to upper level. The chimney has a stainless steel cap that can easily be removed if you want to use the fireplace. Structurally & exterior cosmetics are great, just needs some interior cosmetics & decorating to make this a nice sound home. Main level laundry off kitchen. Since the derecho it does need some ceiling work in a couple of spots.

Getting Around

71
WalkingVery Walkable
19
TransitMinimal Transit
61
BikeBikeable

Schools

2/10
Rogers Elementary SchoolGrades PK-40.1 mi
3/10
B R Miller Middle SchoolGrades 7-80.8 mi
4/10
Marshalltown High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 264
  • Finished area above ground: 1,334

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,598 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 841826310008

Features

  • Levels: One and One Half

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: .08 acres

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$102$1,224
Property Taxes $120$1,440
Electricity $121$1,452
Total$797$9,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,325/yr
40% on housing$23,910/yr
45% on housing$21,253/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$56This listing

vs Other Active Listings

Avg $/sqft

ZIP 50158$99
Marshall County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 50158$111
Marshall County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Price change$89,900
2026-03-27Listed for sale$98,500

For Sale by Agent

AgentFred Van Metre
BrokerageVan Metre Iowa Realty

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