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509 E Main St, Marshalltown, IA, 50158

2beds
1baths
864sqft
$114,900
$133price/sqft
$988/moest. monthly cost
$39,520/yrincome needed

About This Home

Welcome to the cozy ranch home that is waiting for you! Main levels offers 2 bedrooms and 1 bath, open living and kitchen area. Lower level offers space for a non-conforming bedroom, office space. Extra space for entertaining or storage. Call today for your showing. All information obtained from seller and public records.

Getting Around

78
WalkingVery Walkable
19
TransitMinimal Transit
67
BikeBikeable

Schools

6/10
2/10
B R Miller Middle SchoolGrades 7-81.4 mi
4/10
Marshalltown High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1948

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 864 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 841835227006

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 0

Parking

  • Parking features: Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $580$6,960
Home Insurance *$130$1,560
Property Taxes $157$1,884
Electricity $121$1,452
Total$988$11,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,874/yr
40% on housing$29,640/yr
45% on housing$26,346/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 50158$99
Marshall County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 50158$111
Marshall County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$114,900
2023-10-05Listing removed--
2023-04-04Listed for sale$89,900
2018-08-16Sold$60,500
2016-05-10Listing removed$64,900
2016-04-13Price change$64,900
2016-02-11Listed for sale$69,900

For Sale by Agent

AgentGuadalupe M Gomez
BrokerageRE/MAX Precision Marshalltown

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