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206 1st Ave N, State Center, IA, 50247

4beds
3baths
1,342sqft
$365,000
$272price/sqft
$2,770/moest. monthly cost
$110,800/yrincome needed

About This Home

This stunning brand new home, built in 2025, offers modern design, quality finishes, and thoughtful details throughout. Enjoy the convenience of a zero-entry layout with an open floor plan featuring a spacious living area, cozy gas fireplace, and an eat-in kitchen that opens to a large deck — perfect for relaxing or entertaining. The main floor includes a primary suite, main floor laundry, a second bedroom, and another full bath for added convenience and flexibility. The fully finished basement provides even more living space with a large family room, two additional bedrooms, and a full bath — ideal for guests or a growing family. Situated on an oversized lot with no neighbors behind, you'll appreciate the extra privacy. This home also includes upgraded features you won't often find in new construction — and all appliances, including the washer and dryer, are included! Move-in ready and designed for comfort, this home has everything you've been looking for.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
7/10
8/10
West Marshall High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Sump Pump

Bedroom2

  • Level: Main

Bedroom3

  • Level: Basement

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s)
  • Flooring: Vinyl,Carpet
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 900
  • Finished area above ground: 1,342

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,342
  • Total interior livable area: 1,342 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 832010251003
  • Zoning: RES
  • Special condition: Standard

Lot

  • Lot size: 10,454 sqft
  • Features: Level

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$318$3,816
Property Taxes $486$5,832
Electricity $121$1,452
Total$2,770$33,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,971/yr
40% on housing$83,100/yr
45% on housing$73,866/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 50247$209
Marshall County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 50247$164
Marshall County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-11Price change$375,000
2026-01-16Price change$385,000
2025-10-28Listed for sale$395,000
2020-12-17Sold$8,000
2018-04-04Pending sale$9,900
2018-03-16Price change$9,900
2017-11-29Price change$16,500
2017-11-01Listed for sale$17,900
2017-09-26Sold$9,450
2017-04-29Price change$19,900
2017-03-31Price change$21,900
2017-03-01Price change$24,900
2017-02-28Price change$22,900
2017-01-29Listed for sale$30,750
2016-12-22Sold$12,200

For Sale by Agent

AgentMiranda Brockman
BrokerageRE/MAX REAL ESTATE CENTER

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