628 Walnut St, Osage, IA, 50461
About This Home
Welcome to this stunning two-story brick home with a rare opportunity to own a truly grand property on a spacious in-town lot. With over 4,200 finished sqft, this impressive residence offers 5 total bedrooms, and 4.75 bathrooms, including a primary suite with a full bath and its own enclosed porch. You will immediately appreciate the timeless character throughout, highlighted by beautiful natural woodwork and rich wood floors. The main floor features a large living room, a cozy den, and a formal dining room complemented by a classic butler’s pantry. Outside you will love the oversized 3-stall detached garage, a large yard with decorative but functional fence, a pergola just off the pool room, and a large wrap around enclosed porch. A unique and favorite feature is the in-ground pool with a heated enclosure. This one-of-a-kind property combines space, craftsmanship, and amenities rarely found together. A true statement home with room to live, entertain, and enjoy for years to come.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1871
Materials
- Foundation: Stone
- Roof: Asphalt
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Appliances Negotiable,Dishwasher,Gas Range,Microwave,Pantry,Refrigerator,Washer/Dryer,Water Softener Owned
Basement
- Has basement: Yes
- Basement: Full
Bathroom1
- Features: Shower,Tub
Bedroom1
- Level: Upper
- Area: 232.5
Bedroom2
- Level: Upper
- Area: 155
Bedroom3
- Level: Upper
- Area: 141.75
Bedroom4
- Level: Upper
- Area: 189.75
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Main level bathrooms: 1
Dining Room
- Features: Formal Dining
- Level: Main
- Area: 289
Family Room
- Level: Main
- Area: 209.25
Features
- Natural Wood,Open Staircase
- Flooring: Wood
- Fireplace features: Two or More,Insert
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Natural Gas,Hot Water
- Cooling features: Central Air,Wall Unit(s),Window Unit(s)
Interior Area
- Total structure area: 6,369
- Total interior livable area: 4,263 sqft
Kitchen
- Level: Main
- Area: 221
Living Room
- Level: Main
- Area: 283.5
Master Bathroom
- Features: Master Bath,Master Bath Shower,Master Bath Tub
Property
Details
- Parcel number: 1023485003
- Zoning description: RG/GENERAL RES
Features
- Levels: Two
- Pool features: In Ground
- Patio & porch: Patio
- Exterior features: Sidewalks
- Fencing: Fenced
Lot
- Lot size: 0.83 Acres
- Lot size dimensions: 165 x 218
Parking
- Total spaces: 3
- Parking features: Detached,Oversized,Concrete
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,153 | $25,836 |
| Home Insurance * | $334 | $4,008 |
| Property Taxes | $474 | $5,688 |
| Electricity | $317 | $3,815 |
| Total | $3,278 | $39,336 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-02 | Listed for sale | $449,900 |
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