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1468 Highway 105, Saint Ansgar, IA, 50472

4beds
2baths
1,510sqft
$184,900
$122price/sqft
$1,305/moest. monthly cost
$52,200/yrincome needed

About This Home

Here's your opportunity to own 2 acres along a hard surface road just outside the city limits of St. Ansgar, Iowa! This property offers a prime location with plenty of room to grow and many possibilities-whether you're looking to update the existing home, build your dream home, or even explore subdividing options. The current 2-story home features 4 bedrooms (including one on the main floor), 1 1/2 bathrooms, kitchen with eating area, formal dining room, comfy living room, main floor laundry and an enclosed front porch. Outside you'll find a pole shed and additional yard shed- perfect for storage, hobbies, or small projects. Enjoy country living with the convenience of being close to town--a great location, great space, and great potential all in one!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
7/10
St. Ansgar Middle SchoolGrades 6-80.7 mi
9/10
St Ansgar High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Slate

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: 1st Floor

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 180
  • Dimensions: 12x15

Features

  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 1,510 sqft

Kitchen

  • Level: Main
  • Area: 183.75
  • Dimensions: 12'3x15

Living Room

  • Level: Main
  • Area: 159.8333
  • Dimensions: 11'5x14

Master Bedroom

  • Level: Main
  • Area: 156.3333
  • Dimensions: 11'2x14

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 0523227002
  • Zoning: OTHER
  • Special condition: Standard

Features

  • Patio & porch: Enclosed

Lot

  • Lot size: 2 Acres
  • Lot size dimensions: Irregular

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Drought
Hail
Winter Weather
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $934$11,208
Home Insurance *$156$1,872
Property Taxes $94$1,128
Electricity $121$1,452
Total$1,305$15,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,742/yr
40% on housing$39,150/yr
45% on housing$34,800/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 50472$140
Mitchell County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 50472
Mitchell County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Price change$189,500
2025-10-17Listed for sale$194,900

For Sale by Agent

AgentRobert D Muller
BrokerageMain Realty

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