See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

412 E 3rd St, Saint Ansgar, IA, 50472

3beds
2baths
2,254sqft
$280,000
$124price/sqft
$2,127/moest. monthly cost
$85,080/yrincome needed

About This Home

This 2500+ square foot home has been such a special place for our family, and we’re excited for someone new to love it just as much as we have ?? One of our favorite things about it is the ranch-style layout with so much storage space — something that’s hard to find! ?? The large lot gives you plenty of room to spread out and enjoy, while still being close to everything in town. ?? 3 Bedrooms (could easily be 4 or 5!) ?? 1 ¾ Bathrooms ? Large Finished Basement with tons of space- perfect for entertaining, game nights, or cozy movie nights ?? Large corner lot (lot and a half) ?? Two decks — ideal for grilling, relaxing, or hosting friends ?? Added laundry room including washer and dryer ??Tons of storage throughout ?? Appliances included ?? Quiet neighborhood ?? Small-town charm ?? Move-in ready with room to make it your own

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

8/10
6/10
St. Ansgar Middle SchoolGrades 6-80.4 mi
9/10
St Ansgar High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Concrete
  • Roof: Shake / Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Flooring: Carpet,Laminate,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,254 sqft

Property

Details

  • Parcel number: 0524261004
  • Zoning: OTHER

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 7,920 sqft

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Drought
Hail
Winter Weather
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$237$2,844
Property Taxes $307$3,684
Electricity $168$2,017
Total$2,127$25,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,925/yr
40% on housing$63,810/yr
45% on housing$56,720/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 50472$137
Mitchell County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 50472
Mitchell County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-17Listed for sale$280,000
2018-06-25Sold$142,000
2018-03-19Price change$152,500
2017-10-13Price change$159,350
2017-09-29Listed for sale$164,900
2001-09-17Sold$85,500

For Sale by Owner

AgentProperty Owner

Similar Homes