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221 N 19th St, Clarinda, IA, 51632

4beds
2baths
2,202sqft
$254,900
$116price/sqft
$1,959/moest. monthly cost
$78,360/yrincome needed

About This Home

Completely remodeled: this 4 bedroom, 2 bath home offers 2,200 SF of beautifully updated living space. Fresh finishes, modern touches, and functional layout designed for everyday living. The updated kitchen features stainless-steel appliances and flows into the main living areas, creating an inviting space for gatherings. Convenient main-floor laundry adds ease to your routine, while the spacious bedrooms provide flexibility for family, guests or work-from-home needs. NEW: roof, siding, HVAC, electrical, doors windows and updated plumbing! Outside, the fenced backyard is ready for entertaining with a cozy fire pit and plenty of room to relax or play. This home checks all the boxes!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
7/10
Clarinda High SchoolGrades 7-120.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Oven

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 2,202

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,202
  • Total interior livable area: 2,202 sqft

Property

Details

  • Parcel number: 0831110100000
  • Lease amount: 0

Features

  • Patio & porch: Deck

Lot

  • Lot size: 7,405 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Strong Wind
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,288$15,456
Home Insurance *$192$2,304
Property Taxes $315$3,780
Electricity $164$1,971
Total$1,959$23,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,165/yr
40% on housing$58,770/yr
45% on housing$52,240/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 51632$121
Page County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 51632
Page County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-21Listed for sale$259,000
2025-04-22Sold$35,000
2025-03-13Listed for sale$40,000
2013-06-10Sold$36,000

For Sale by Agent

AgentJulie O'hara
BrokerageJim Hughes Real Estate

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