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322 N 18th St, Clarinda, IA, 51632

7beds
5baths
4,737sqft
$300,000
$63price/sqft
$2,523/moest. monthly cost
$100,920/yrincome needed

About This Home

1896 Queen Ann style 4,737 sqft home with 7 bedrooms & 5 bathrooms! . Built by a local lumberman, the 1st floor served as a fine woodwork showcase with Page County White Oak in the Entry Hall with its impressive main staircase & Parlor with ornate fireplace. The Living Room has Sycamore trim & a large lead-glass curved window. The Dining Room has rich Walnut with its own ornate fireplace & intricate trim. Also on the 1st floor: An office space, laundry room, 3/4 bath with a shower & an enormous eat-in kitchen with St. Charles white steel cabinets, matching dishwasher & trash compactor, large island, and a JennAir gas grilltop stove sitting next to a 2nd glass-top range! The 2nd floor features 5 bedrooms & 2 full baths. The large primary bedroom has curved windows & its own ornate oak fireplace, built-in dresser & walk-thru closet leading to a bedroom once used as a dressing room with a full ensuite bath. A large bedroom with Southern views has a bay window & large closet. The SW bedroom has a large closet & a private sleeping porch. The NW bedroom has a large closet with shelving & its own sink. A full garden-themed bath sits at the West end with a clawfoot tub, glassed-in shower, toilet & washer/dryer hookups, as well as double vanity sinks. The 3rd floor features 2 one-bedroom apartments with their own small kitchens and 3/4 baths. 2 sleeping porches, 3 furnaces, 3 central air units, plus a 2-story Barn with 3 car garage below & potential above. It's a steal!!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
7/10
Clarinda High SchoolGrades 7-120.5 mi

Construction

Condition

  • Year built: 1896

Materials

  • Roof: Shingle,Pitched,Slate
  • Construction materials: Brick,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Cooktop,Indoor Grill,Dishwasher,Trash Compactor,Water Softener Owned,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Unfinished

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 11'x13'

Bedroom3

  • Level: Upper
  • Area: 240
  • Dimensions: 15'x16'

Bedroom4

  • Level: Upper
  • Area: 160
  • Dimensions: 16'x10'

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 3

Dining Room

  • Level: Main
  • Area: 300
  • Dimensions: 20'x15'

Features

  • Trim: Mixed
  • Window features: Bay Window(s),Blinds,Double Pane Windows,Skylight(s),Storm Window(s),Window Coverings,Window Treatments,Wood Frames
  • Flooring: Carpet,Hardwood,Vinyl
  • Number of fireplaces: 3
  • Fireplace features: Living Room,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,737
  • Common walls with other units/homes: 0

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,737 sqft

Kitchen

  • Level: Main
  • Area: 440
  • Dimensions: 20'x22'

Living Room

  • Level: Main
  • Area: 288
  • Dimensions: 16'x18'

Other

  • Level: Upper
  • Area: 304
  • Dimensions: 16'x19'

Other

  • Level: Upper
  • Area: 120
  • Dimensions: 10'x12'

Other

  • Level: Upper
  • Area: 225
  • Dimensions: 15'x15'

Other

  • Level: Main
  • Area: 45
  • Dimensions: 9'x5'

Other

  • Area: 234
  • Dimensions: 13'x18'

Other

  • Level: Upper
  • Area: 156
  • Dimensions: 13'x12'

Other

  • Level: Upper
  • Area: 49
  • Dimensions: 7'x7'

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0831105115000
  • Zoning: Residential-Single Family
  • Foundation area: 2496

Features

  • Levels: Three Or More
  • Fencing: None

Lot

  • Lot size: 0.53 Acres
  • Features: Corner Lot,Wooded
  • Lot size dimensions: 90' x 257' = 23,130SqFt

Parking

  • Total spaces: 3
  • Parking features: Outside,Concrete,Garage Door Opener,RV Access/Parking,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Strong Wind
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$227$2,724
Property Taxes $427$5,124
Electricity $353$4,240
Total$2,523$30,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,502/yr
40% on housing$75,690/yr
45% on housing$67,280/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 51632$125
Page County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 51632
Page County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-12Listed for sale$300,000
2026-01-11Pending sale$300,000
2025-11-04Listed for sale$300,000

For Sale by Agent

AgentDee Dino
BrokerageRubey Realty

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