315 W Division St, Clarinda, IA, 51632
About This Home
Welcome to this charming ranch-style home, ideally situated on a quiet, low-traffic street just steps from Kiwanis Park. Offering 2+ bedrooms with the potential to add additional living or sleeping space, this home provides flexibility to fit a variety of needs. The main level features a bright kitchen with an eat-in dining area, a comfortable living room, two spacious bedrooms, a full bathroom, and a convenient half bath located just off the kitchen. The lower level offers even more living space, including room for an additional bedroom, a family room or recreation area, a walk-in closet, an updated ¾ bathroom, laundry area, and abundant storage. For added convenience, laundry hookups are also available in the upstairs breezeway. A new water heater was installed in 2026. Step outside to enjoy the generously sized backyard, complete with a deck and pool—perfect for entertaining, relaxing, or spending time with family and friends. The attached garage comfortably accommodates two vehicles or provides extra room for storage and hobbies. Located in a peaceful neighborhood known for its friendly neighbors and minimal traffic, this well-maintained home offers comfort, convenience, and room to grow. Schedule your showing with us today and come see all that this wonderful property has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1957
Materials
- Foundation: Concrete Block
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
Interior
Basement
- Basement: Partially finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Features
- Flooring: Tile,Carpet,Linoleum / Vinyl
Heating & Cooling
- Heating features: Forced air,Electric
- Cooling features: Central
Interior Area
- Total interior livable area: 1,383 sqft
Property
Details
- Parcel number: 0831311140000
Features
- Exterior features: Other
Lot
- Lot size: 0.41 Acres
Parking
- Total spaces: 4
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Strong Wind
- Winter Weather
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $143 | $1,716 |
| Property Taxes | $251 | $3,012 |
| Electricity | $121 | $1,452 |
| Total | $1,475 | $17,700 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-28 | Listed for sale | $190,000 |
| 2010-04-23 | Sold | $89,900 |
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