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909 S 19th St, Clarinda, IA, 51632

3beds
1baths
988sqft
$169,900
$172price/sqft
$1,308/moest. monthly cost
$52,320/yrincome needed

About This Home

Welcome to 909 S. 19th Street in Clarinda, IA. This well-maintained 3-bedroom, 1-bath home is nestled on a quiet street in a desirable Clarinda neighborhood. Featuring beautiful hardwood flooring throughout much of the home, this property offers timeless character along with modern updates. The updated kitchen provides a bright, functional space with ample cabinetry and room to gather, making it perfect for everyday living or entertaining. The home's thoughtful layout offers comfortable bedrooms and a welcoming living area. Step outside to enjoy the spacious backyard, which backs directly to a park, providing a peaceful setting with no rear neighbors and convenient access to green space for recreation, play, or relaxing evenings outdoors.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
7/10
Clarinda High SchoolGrades 7-120.8 mi

Construction

Condition

  • Year built: 1963

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 988 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0831351135000

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 76 x 150

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Strong Wind
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$128$1,536
Property Taxes $200$2,400
Electricity $121$1,452
Total$1,308$15,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,845/yr
40% on housing$39,240/yr
45% on housing$34,880/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 51632$122
Page County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 51632
Page County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$169,900
2026-06-30Listed for sale$175,000
2024-05-09Listing removed--
2024-03-05Price change$190,000
2024-01-15Price change$210,000
2023-11-09Listed for sale$220,000
2015-07-08Sold$60,000

For Sale by Agent

AgentChad Wellhausen
BrokerageWellhausen Real Estate and Consulting

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