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501 N 12th St, Clarinda, IA, 51632

3beds
1baths
1,218sqft
$120,000
$99price/sqft
$933/moest. monthly cost
$37,320/yrincome needed

About This Home

Move-in ready 3-bedroom, 1-bath home on a desirable corner lot in Clarinda! The main floor features a spacious living room, dining room, kitchen, and convenient main-floor laundry. Recent updates include replacement windows, updated flooring throughout, and a remodeled bathroom with a new walk-in shower. Major exterior improvements completed in 2024 include new siding, soffit, gutters, and roof, offering peace of mind for years to come. Conveniently located near a school bus stop with easy access to schools and community amenities. This well-maintained home is ideal for first-time buyers, growing families, or investors. Don’t miss your opportunity to own this updated, move-in-ready home—schedule your showing today!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
7/10
Clarinda High SchoolGrades 7-121.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 1,218 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0830456125000

Features

  • Levels: One and One Half

Lot

  • Lot size dimensions: Lot Dimensions Regular Lot: 60.00 x 71.00 Lot Area 0.10 Acres; 4,260 SF

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Strong Wind
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$90$1,080
Property Taxes $116$1,392
Electricity $121$1,452
Total$933$11,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,988/yr
40% on housing$27,990/yr
45% on housing$24,880/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 51632$124
Page County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 51632
Page County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$120,000
2026-07-06Listed for sale$139,500
2024-04-29Sold$35,000
2024-04-05Pending sale$37,000
2024-04-01Listed for sale$37,000
2024-02-05Sold$49,300

For Sale by Agent

AgentChad Wellhausen
BrokerageWellhausen Real Estate and Consulting

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