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20659 McPherson Ave, Council Bluffs, IA, 51503

6beds
4baths
4,000sqft
$995,000
$249price/sqft
$7,004/moest. monthly cost
$280,160/yrincome needed

About This Home

Offered for sale by the Builder/Owner, this custom home has served as the personal residence of the President of Tweedt Engineering & Construction since its completion in 1999. Built with the quality craftsmanship, attention to detail, and thoughtful design the company is known for. For buyers interested in customizing or expanding the property, Tweedt Engineering & Construction is available to assist with future additions or renovations. Nestled within 4.5 acres of mature timber, this property offers a level of privacy that is increasingly rare. Hidden from the road and surrounded by trees, the home provides a quiet retreat where deer, turkey, and other native wildlife are peaceful neighbors. Despite its secluded setting, you're only minutes from the Madison Avenue exit off Interstate 80, offering quick access to shopping, dining, services, and an easy commute. Getting to the home is as memorable as the home itself. A picturesque driveway winds through the woods after crossing a creek on a bridge engineered to support large trucks. The two-story residence sits on the hilltop overlooking its private surroundings. Comfort and efficiency were built into the home's design with dual furnaces and dual air-conditioning systems. The whole-house boiler provides both efficient heating and an abundant supply of hot water. Additional quality features include a durable concrete tile roof, natural gas and electrical service, CenturyLink phone and internet, a natural gas connection for an outdoor grill, and a central vacuum system. Inside, the home offers over three levels of living space. There are five bedrooms on the upper level, plus a sixth non-conforming guest bedroom in the finished basement, along with three and one-half bathrooms. Two of the bedrooms feature large, walk-in closets. One has a private dressing vanity, while another bedroom is configured to easily add its own private vanity. The master bedroom includes two walk-in closets and a jetted bath along with a double vanity. The upper level is dedicated to the home's bedrooms and two full baths. The main floor is designed for both everyday living and entertaining, featuring a spacious kitchen with adjoining dinette, formal dining room, living room, family room, powder room, and laundry room. Just inside the attached three-car garage, a well-appointed mudroom includes built-in cabinetry and receives the convenient second-floor laundry chute. The finished lower level expands the home's living and entertaining space with a large recreation room, full wet bar, cozy wood-burning stove, television and gaming area, the third full bath, guest bedroom, and generous storage throughout. Outdoor living is just as inviting. Guests are welcomed by a circular driveway, while the expansive screened porch and adjoining patio provide the perfect place to relax and take in the peaceful wooded views. A fenced area offers a secure space for pets, and a nearby fire pit creates a natural gathering place for evenings with family and friends. This is a rare opportunity to own a beautifully crafted custom home that combines the tranquility of a private wooded estate with the convenience of being just minutes from city amenities and Interstate 80.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
15
BikeSomewhat Bikeable

Schools

7/10
College View ElementaryGrades PK-50.8 mi
5/10
2/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Concrete,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Stove,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 4,000 sqft

Property

Details

  • Parcel number: 754328476001

Features

  • Exterior features: Brick,Cement / Concrete
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 5 Acres

Parking

  • Total spaces: 8
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Strong Wind
Winter Weather
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$732$8,784
Property Taxes $943$11,316
Electricity $298$3,580
Total$7,004$84,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$240,137/yr
40% on housing$210,120/yr
45% on housing$186,773/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 51503$148
Pottawattamie County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 51503$158
Pottawattamie County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-26Listed for sale$995,000

For Sale by Owner

AgentProperty Owner

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