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62 Lakewood Villa St, Council Bluffs, IA, 51501

3beds
3baths
2,073sqft
$485,000
$234price/sqft
$3,574/moest. monthly cost
$142,960/yrincome needed

About This Home

Welcome to the perfect blend of comfort and recreation in this stunning canal-front home with direct water access from your backyard. More than just a home, it's a lifestyle, complete with a private dock and covered boat slip for quick trips to the lake. The exterior features a spacious two-car garage and a large elevated deck overlooking the peaceful canal. Inside, the walk-out lower level is perfect for entertaining, featuring a custom African Padauk wood bar and family room. The remodeled kitchen offers quartz countertops, while updated baths add modern comfort. Major updates include newer HVAC, water heater, roof, and siding, making this waterfront retreat move-in ready for enjoying lake life at its finest. AMA. Showing Time Instructions: 2-hour notice required Monday through Friday

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
37
BikeSomewhat Bikeable

Schools

6/10
9/10

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Composition
  • Construction materials: Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Walk-Out Access,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Features

  • Ceiling Fan(s)
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 1,473

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,073
  • Total interior livable area: 2,073 sqft

Property

Details

  • Parcel number: 744424202001

Features

  • Levels: One
  • Patio & porch: Patio,Deck
  • Exterior features: Other
  • Waterfront features: Waterfront

Lot

  • Lot size: 8,700 sqft
  • Lot size dimensions: 8700

Parking

  • Parking features: Off Street,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Hail
Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$400$4,800
Property Taxes $568$6,816
Electricity $154$1,855
Total$3,574$42,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,537/yr
40% on housing$107,220/yr
45% on housing$95,306/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 51501$110
Pottawattamie County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 51501$152
Pottawattamie County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Pending sale$535,000
2026-05-07Listed for sale$535,000
2021-03-24Listing removed--
2016-06-17Sold$280,000
2016-05-01Listed for sale$295,000

For Sale by Agent

AgentJen Neill
BrokerageRealty One Group Sterling

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