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3460 8th Ave, Council Bluffs, IA, 51501

2beds
2baths
921sqft
$240,000
$261price/sqft
$1,876/moest. monthly cost
$75,040/yrincome needed

About This Home

Welcome home to this charming, move-in-ready property situated on a spacious corner lot! Thoughtfully updated throughout, this home combines modern improvements with beautiful original character, including a gas fireplace and multiple built-ins. The newly updated kitchen features new cabinets, countertops, recessed lighting, a built-in microwave, dishwasher, fresh paint, and new LVT flooring that continues throughout the main floor. The updated bathroom includes a new bathtub/shower, sink, toilet, and a custom-built linen closet. Step through the French doors onto the new 8' x 12' deck overlooking the fully fenced backyard, complete with three convenient gate entrances—perfect for entertaining, pets, or enjoying time outdoors. The property also features a two-car garage with garage door openers and a convenient side entrance into the backyard. Major updates provide added peace of mind, including a brand-new A/C unit installed this summer, along with updated vinyl windows, vinyl siding, a newer roof, and recent electrical and plumbing improvements. The full basement offers plenty of additional potential for a family room, recreation room, home office, workout space, or other future finished living area. It also includes the furnace room, laundry area, and a 1/4 bath. The attic offers even more possibilities for additional usable space. With its blend of original charm, extensive updates, generous storage, fenced yard, two-car garage, and room to grow, this home is ready for its next owner. Schedule your showing and come see everything it has to offer! :)

Getting Around

45
WalkingCar-Dependent
0
TransitNo Nearby Transit
46
BikeSomewhat Bikeable

Schools

2/10
Rue Elementary SchoolGrades PK-50.2 mi
2/10
1/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Concrete Block
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/4 bathrooms: 1

Features

  • Flooring: Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 921 sqft

Property

Details

  • Parcel number: 754433285016

Features

  • Exterior features: Shingle,Vinyl,Cement / Concrete
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$198$2,376
Property Taxes $344$4,128
Electricity $121$1,452
Total$1,876$22,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,320/yr
40% on housing$56,280/yr
45% on housing$50,026/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 51501$113
Pottawattamie County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 51501$152
Pottawattamie County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$230,000
2026-08-06Price change$235,000
2026-07-28Listed for sale$240,000
2023-09-08Sold$180,000
2023-08-10Pending sale$179,000
2023-08-09Listed for sale$179,000

For Sale by Owner

AgentProperty Owner

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