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2135 4th Ave, Council Bluffs, IA, 51501

3beds
1baths
1,494sqft
$189,500
$127price/sqft
$1,477/moest. monthly cost
$59,080/yrincome needed

About This Home

Completely remodeled with new paint, new carpet, new kitchen and bath and a half. Two bedrooms on the main floor with two dormer bedrooms up with a half bath. Newer windows and vinyl siding. Long carpeted enclosed front porch for lounging. Garage has extra side storage. FHA and VA acceptable, move in ready!

Getting Around

76
WalkingVery Walkable
0
TransitNo Nearby Transit
50
BikeBikeable

Schools

5/10
Edison Elementary SchoolGrades PK-50.1 mi
2/10
1/10

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Dryer Hookup,Electric Dryer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1

Features

  • Other
  • Finished area below ground: 0
  • Finished area above ground: 1,494

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,494
  • Total interior livable area: 1,494 sqft

Property

Details

  • Parcel number: 7544 35 153 002

Features

  • Levels: One and One Half

Lot

  • Lot size: 3,880 sqft
  • Lot size dimensions: 40 x 97

Parking

  • Parking features: Off Street,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $958$11,496
Home Insurance *$156$1,872
Property Taxes $242$2,904
Electricity $121$1,452
Total$1,477$17,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,640/yr
40% on housing$44,310/yr
45% on housing$39,386/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 51501$114
Pottawattamie County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 51501$152
Pottawattamie County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$189,500
2026-05-13Listed for sale$199,500
2024-12-10Sold$79,000
2024-10-07Pending sale$79,000

For Sale by Agent

AgentJohn Edwards
BrokerageKey Real Estate

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