523 Elliott St, Council Bluffs, IA, 51503
About This Home
Cute as can be! You'll love the generous kitchen storage and two nicely sized main-floor bedrooms. The lower level adds great flexibility with a convenient kitchenette, a bath, non-conforming bedroom, storage room, and a comfortable family room--perfect for guests or extra living space. Enjoy the inviting front porch for relaxing evenings, while the back mudroom helps keep everyday messes neatly contained. Situated on a large lot, this home offers added privacy and plenty of space for outdoor games and gatherings. The oversized two-car garage with taller doors provides extra versatility for vehicles, hobbies, or storage. This charming east-end home truly makes the most of its space--come see everything it has to offer!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Other
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
Features
- Eat-in Kitchen,Ceiling Fan(s)
- Finished area below ground: 700
- Finished area above ground: 912
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,612
- Total interior livable area: 1,612 sqft
Property
Details
- Parcel number: 7544 24 412 007
Lot
- Lot size: 0.37 Acres
- Lot size dimensions: 121x134
Parking
- Parking features: Off Street,Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Winter Weather
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,163 | $13,956 |
| Home Insurance * | $169 | $2,028 |
| Property Taxes | $342 | $4,104 |
| Electricity | $121 | $1,452 |
| Total | $1,795 | $21,540 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $250,000 |
| 2026-04-30 | Price change | $255,000 |
| 2026-04-16 | Listed for sale | $265,000 |
| 2016-01-05 | Sold | $119,500 |
| 2015-10-09 | Price change | $119,900 |
| 2015-09-05 | Listed for sale | $124,900 |
| 2011-05-31 | Sold | $113,000 |
| 2011-02-24 | Listed for sale | $125,000 |
| 2011-01-08 | Listing removed | $125,000 |
| 2010-09-25 | Listed for sale | $125,000 |
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