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727 W Washington Ave, Council Bluffs, IA, 51503

5beds
3baths
1,748sqft
$150,000
$86price/sqft
$1,096/moest. monthly cost
$43,840/yrincome needed

About This Home

Charming two-story home featuring 5 bedrooms, 2.5 bathrooms, a formal dining room, and beautiful hardwood flooring. With a little TLC and some handyman finishing touches, this home offers great potential to be updated and personalized quickly. Additional features include an unfinished basement with laundry area, an enclosed front porch, and a partially fenced yard. The property also has a shared driveway with the neighboring home. Property is being sold as-is. Seller will make no repairs. AMA. Sq ft per county records.

Getting Around

82
WalkingVery Walkable
0
TransitNo Nearby Transit
82
BikeVery Bikeable

Schools

8/10
Hoover Elementary SchoolGrades PK-51.2 mi
5/10
2/10

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,748

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,748
  • Total interior livable area: 1,748 sqft

Property

Details

  • Parcel number: 754425384006
  • Zoning: R

Features

  • Levels: Two
  • Fencing: Fenced

Lot

  • Lot size: 5,000 sqft
  • Lot size dimensions: 50x100

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$110$1,320
Property Taxes $98$1,176
Electricity $130$1,564
Total$1,096$13,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,577/yr
40% on housing$32,880/yr
45% on housing$29,226/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 51503$150
Pottawattamie County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 51503$158
Pottawattamie County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$150,000
2023-06-02Sold$227,500
2023-05-01Pending sale$227,500
2023-04-27Price change$227,500
2023-04-24Price change$234,900
2023-04-17Listed for sale$239,000

For Sale by Agent

AgentJay Leisey
BrokerageBHHS Ambassador Real Estate

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