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1620 S 9th St, Council Bluffs, IA, 51501

4beds
2baths
1,936sqft
$259,000
$134price/sqft
$2,053/moest. monthly cost
$82,120/yrincome needed

About This Home

Fully renovated and full of character, this 4-bedroom home at 1620 S 9th St offers the kind of charm you do not find in most updated properties. Beautiful original woodwork brings warmth throughout, while the spacious kitchen gives you room to gather, cook, and entertain. The main floor features a bedroom and 3/4 bath for added flexibility, with three more bedrooms upstairs. A full basement offers great storage or future finish potential, and recent roof and HVAC updates add peace of mind. Off-street parking and a location near city park and Katelman Pool make this one even more appealing.

Getting Around

50
WalkingCar-Dependent
0
TransitNo Nearby Transit
68
BikeBikeable

Schools

4/10
5/10
3/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Eat-in Kitchen
  • Finished area below ground: 0
  • Finished area above ground: 1,936

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,936
  • Total interior livable area: 1,936 sqft

Property

Details

  • Parcel number: 7444 01 102 012

Features

  • Levels: One and One Half
  • Patio & porch: Porch

Lot

  • Lot size: 7,840 sqft
  • Features: Corner Lot
  • Lot size dimensions: .18

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$213$2,556
Property Taxes $387$4,644
Electricity $144$1,732
Total$2,053$24,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,388/yr
40% on housing$61,590/yr
45% on housing$54,746/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 51501$113
Pottawattamie County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 51501$152
Pottawattamie County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Price change$279,000
2026-03-11Listed for sale$289,000
2011-04-06Sold$90,000

For Sale by Agent

AgentBlake Hunter, BHHS Ambassador - CB
BrokerageBHHS Ambassador - CB

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