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813 College Rd, Council Bluffs, IA, 51503

4beds
3baths
2,468sqft
$579,999
$235price/sqft
$4,341/moest. monthly cost
$173,640/yrincome needed

About This Home

Location, Location, Location! This well-maintained, one-owner last 35 years offers 4 bedrooms, 3 bathrooms, and is situated on 2.87 private acres. The property provides ample space for outdoor activities and includes trails throughout the land. There is also potential to add an outbuilding or additional residence, subject to local regulations. Recent updates include a new roof and water softener (2026), along with updated HVAC components, including the furnace and air conditioning unit. The home is all-electric and currently on budget billing at approximately $167 per month. Property is serviced by well and septic, helping keep utility costs low. Seller is willing to assist with buyer closing costs, interest rate buy-downs, or potential updates/improvements with an acceptable offer. Realtors welcome. Schedule your showing today to appreciate all this property has to offer.

Getting Around

8
WalkingCar-Dependent
0
TransitNo Nearby Transit
16
BikeSomewhat Bikeable

Schools

4/10
College View ElementaryGrades PK-50.5 mi
5/10
3/10

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Concrete Block
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,468 sqft

Property

Details

  • Parcel number: 754329177006

Features

  • Exterior features: Wood,Brick
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 2.87 Acres

Parking

  • Total spaces: 12
  • Parking features: Garage - Attached,Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Hail
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$427$5,124
Property Taxes $798$9,576
Electricity $184$2,209
Total$4,341$52,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,834/yr
40% on housing$130,230/yr
45% on housing$115,760/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 51503$148
Pottawattamie County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 51503$158
Pottawattamie County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Price change$635,000
2026-03-28Price change$645,000
2026-03-14Listed for sale$649,000

For Sale by Owner

AgentProperty Owner

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