630 S 3rd St, Council Bluffs, IA, 51503
About This Home
Great investment opportunity! This multi-family property offers strong potential with separate living spaces, making it ideal for rental income, which this property has both units occupied. Located near downtown Council Bluffs, schools, shopping, restaurants, and quick interstate access for an easy commute to Omaha. Property features spacious units with functional layouts, off-street parking, and plenty of potential to add value. If you're looking to expand your investment portfolio, this duplex offers flexibility and opportunity. Don't miss your chance to own an income-producing property in a convenient location!
Getting Around
Very Walkable
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Other
- Roof: Shake / Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Washer
Basement
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Hardwood
Interior Area
- Total interior livable area: 960 sqft
Property
Details
- Parcel number: 754436259017
Features
- Has view: Yes
- View description: None
Lot
- Lot size: 3,049 sqft
Parking
- Parking features: Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $184 | $2,208 |
| Property Taxes | $368 | $4,416 |
| Electricity | $121 | $1,452 |
| Total | $1,937 | $23,244 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-12 | Listed for sale | $250,000 |
| 2025-07-01 | Sold | $142,500 |
| 2025-05-28 | Listed for sale | $149,900 |
| 2025-05-28 | Pending sale | $149,900 |
| 2025-05-24 | Price change | $149,900 |
| 2025-05-17 | Price change | $155,000 |
| 2025-05-09 | Listed for sale | $160,000 |
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